Side-by-side · Q2 2026 data
Colony Bank vs Southeastern Credit Union
Metric by metric
| Measure | Colony Bank | Southeastern Credit Union |
|---|---|---|
| TellerScore | 64 | 73 (stronger) |
| Capital cushion | 50 | 58 (stronger) |
| Loan quality | 75 | 86 (stronger) |
| Earnings | 63 | 66 (stronger) |
| Funding & liquidity | 59 | 74 (stronger) |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 33rd | 60th |
| Total assets | $3.6B | $440.7M |
| Deposits / shares | $3.0B | $388.5M |
| Capital ratio | 9.97% | 10.81% (stronger) |
| Problem loans | 0.76% | 0.41% (stronger) |
| Net charge-offs | 0.28% | 0.17% (stronger) |
| Return on assets | 1.08% | 1.14% (stronger) |
| Loans ÷ deposits | 82.0% (stronger) | 85.8% |
| Uninsured deposits | 32.4% | 5.9% (stronger) |
| Offices | 33 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | 3.3% |
Southeastern Credit Union has the higher TellerScore (73 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Colony Bank leads on 1 and Southeastern Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Valdosta, GA
- Moultrie, GA
- Quitman, GA
- Tifton, GA