The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 2 points (75 → 73), mostly because the loan quality component weakened by 13 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Georgia

Yes. Southeastern Credit Union is a federally insured credit union (NCUA charter #68673). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.9% of shares and deposits ($23.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.81%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Southeastern Credit Union lists 9 offices in 7 cities. Most locations:

• Valdosta, GA (3)
• Moody AFB, GA (1)
• Moultrie, GA (1)
• Nashville, GA (1)
• Quitman, GA (1)
• Tifton, GA (1)
• Waycross, GA (1)

All branch addresses and map

In 2025, Southeastern Credit Union reported 127 home-loan applications under HMDA (LEI 5493003T62KDXQ6J4W58): 117 originated ($18,085,000 total), 4 denied, and 6 withdrawn or closed by the applicant. Its denial rate on decided applications was 3.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Southeastern Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

68673

RSSD ID

147688

Primary regulator

State + NCUA

Established

1953

Headquarters

PO Box 2067, Valdosta, GA 31604

Employees

101