Side-by-side · Q2 2026 data
Colorado Federal Savings Bank vs Affidian Federal Credit Union
Metric by metric
| Measure | Colorado Federal Savings Bank | Affidian Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 85 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 83 (stronger) | 72 |
| Earnings | 36 | 78 (stronger) |
| Funding & liquidity | 59 | 78 (stronger) |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 30th | 87th |
| Total assets | $2.3B | $360.1M |
| Deposits / shares | $1.6B | $290.1M |
| Capital ratio | 10.47% | 18.85% (stronger) |
| Problem loans | 0.50% (stronger) | 0.85% |
| Net charge-offs | 0.02% (stronger) | 0.18% |
| Return on assets | 0.39% | 1.45% (stronger) |
| Loans ÷ deposits | 101.7% | 82.3% (stronger) |
| Uninsured deposits | 9.7% (stronger) | 12.8% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | — |
Affidian Federal Credit Union has the higher TellerScore (85 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Colorado Federal Savings Bank leads on 3 and Affidian Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.