Side-by-side · Q2 2026 data
Coloramo Federal Credit Union vs Grand Junction Federal Credit Union
Credit union
Coloramo Federal Credit Union
Grand Junction, Colorado · $100 million – $1 billion
Credit union
Grand Junction Federal Credit Union
Grand Junction, Colorado · $100 million – $1 billion
Metric by metric
| Measure | Coloramo Federal Credit Union | Grand Junction Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 83 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 79 (stronger) | 76 |
| Earnings | 31 | 49 (stronger) |
| Funding & liquidity | 83 | 99 (stronger) |
| Problem-loan coverage | 79 | 96 (stronger) |
| Peer percentile | 19th | 83rd |
| Total assets | $196.3M | $115.0M |
| Deposits / shares | $172.5M | $95.0M |
| Capital ratio | 9.13% | 19.73% (stronger) |
| Problem loans | 0.64% (stronger) | 0.72% |
| Net charge-offs | 0.35% (stronger) | 0.39% |
| Return on assets | 0.27% | 0.74% (stronger) |
| Loans ÷ deposits | 77.1% | 61.7% (stronger) |
| Uninsured deposits | 5.5% | 1.5% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Grand Junction Federal Credit Union has the higher TellerScore (83 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Coloramo Federal Credit Union leads on 2 and Grand Junction Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.