Grand Junction Federal Credit Union (NCUA charter #11718) is based in Grand Junction, Colorado. Its Q2 2026 call report shows $115.0M in total assets and $95.0M in member shares and deposits and 1 office.
Based on its Q2 2026 filing, Grand Junction Federal Credit Union scores 83/100, which we describe as strong. That is higher than 83% of 1,341 credit unions with $100 million – $1 billion. Among 62 credit unions headquartered in Colorado, it ranks 13th. Its strongest component is capital cushion (100/100; 19.73%), and its lowest is earnings (49/100; 0.74%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 8 points (91 → 83), mostly because the earnings component weakened by 20 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 82 |
| Q3 2024 | 84 |
| Q4 2024 | 76 |
| Q1 2025 | 90 |
| Q2 2025 | 91 |
| Q3 2025 | 81 |
| Q4 2025 | 86 |
| Q1 2026 | 82 |
| Q2 2026 | 83 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 18.57% |
| Q3 2024 | 19.38% |
| Q4 2024 | 19.83% |
| Q1 2025 | 19.48% |
| Q2 2025 | 20.01% |
| Q3 2025 | 20.19% |
| Q4 2025 | 19.86% |
| Q1 2026 | 19.66% |
| Q2 2026 | 19.73% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.90% |
| Q3 2024 | 0.48% |
| Q4 2024 | 1.60% |
| Q1 2025 | 0.61% |
| Q2 2025 | 0.33% |
| Q3 2025 | 1.50% |
| Q4 2025 | 0.85% |
| Q1 2026 | 0.81% |
| Q2 2026 | 0.72% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.74% |
| Q3 2024 | 0.65% |
| Q4 2024 | 0.90% |
| Q1 2025 | 1.46% |
| Q2 2025 | 1.22% |
| Q3 2025 | 1.30% |
| Q4 2025 | 1.16% |
| Q1 2026 | 0.66% |
| Q2 2026 | 0.74% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 83 | $115.0M | 19.73% | 0.72% | 0.74% | 61.7% |
| Q1 2026 | 82 | $114.2M | 19.66% | 0.81% | 0.66% | 58.4% |
| Q4 2025 | 86 | $112.1M | 19.86% | 0.85% | 1.16% | 59.1% |
| Q3 2025 | 81 | $109.1M | 20.19% | 1.50% | 1.30% | 61.3% |
| Q2 2025 | 91 | $108.1M | 20.01% | 0.33% | 1.22% | 61.0% |
| Q1 2025 | 90 | $109.2M | 19.48% | 0.61% | 1.46% | 61.4% |
| Q4 2024 | 76 | $105.6M | 19.83% | 1.60% | 0.90% | 64.7% |
| Q3 2024 | 84 | $106.4M | 19.38% | 0.48% | 0.65% | 64.8% |
| Q2 2024 | 82 | $109.5M | 18.57% | 0.90% | 0.74% | 63.6% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Colorado
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Credit Union of the RockiesCredit union Golden, CO | 53 out of 100, Below average | $113.3M | 11.1% | 1.92% | vs |
| Metrum Community Credit UnionCredit union Centennial, CO | 77 out of 100, Strong | $111.6M | 13.0% | 0.15% | vs |
| Weld Community Credit UnionCredit union Greeley, CO | 78 out of 100, Strong | $109.6M | 11.3% | 0.16% | vs |
| Clean Energy Federal Credit UnionCredit union Englewood, CO | 53 out of 100, Below average | $130.2M | 9.8% | 0.74% | vs |
| Pikes Peak Credit UnionCredit union Colorado Spring, CO | 76 out of 100, Strong | $132.0M | 11.8% | 0.52% | vs |
| Horizons North Credit UnionCredit union Westminster, CO | 67 out of 100, Moderate | $136.2M | 8.3% | 0.05% | vs |
Deposit insurance
Is my money safe at Grand Junction Federal Credit Union?
Yes. Grand Junction Federal Credit Union is a federally insured credit union (NCUA charter #11718). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 1.5% of shares and deposits ($1.4M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 19.73%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Grand Junction Federal Credit Union lists 1 office in 1 city. Most locations:
Identity & history
Profile
- Legal name
- Grand Junction Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 11718
- RSSD ID
- 819181
- Primary regulator
- NCUA
- Established
- 1957
- Headquarters
- 633 24 Rd, Grand Junction, CO 81505
- Employees
- 22
Quick answers
Grand Junction Federal Credit Union: common questions
Is Grand Junction Federal Credit Union NCUA insured?
Yes. Grand Junction Federal Credit Union is a federally insured credit union (NCUA charter #11718). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Grand Junction Federal Credit Union's TellerScore?
83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Grand Junction Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Grand Junction
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Rio Grande Federal Credit UnionCredit union Grand Junction, CO | 97 out of 100, Very strong | $80.8M | 22.0% | 0.03% | vs |
| Grand Valley BankBank Heber City, UT | 82 out of 100, Strong | $599.4M | 11.5% | 0.02% | vs |
| Timberline BankBank Grand Junction, CO | 75 out of 100, Strong | $832.6M | 9.4% | 0.06% | vs |
| Bank of ColoradoBank Fort Collins, CO | 74 out of 100, Strong | $7.6B | 10.5% | 0.10% | vs |
| Alpine BankBank Glenwood Springs, CO | 73 out of 100, Strong | $6.7B | 11.0% | 0.31% | vs |
| Oakstar BankBank Springfield, MO | 69 out of 100, Moderate | $3.3B | 9.8% | 0.48% | vs |