Side-by-side · Q2 2026 data
Columbia Bank vs Coast Central Credit Union
Metric by metric
| Measure | Columbia Bank | Coast Central Credit Union |
|---|---|---|
| TellerScore | 64 | 74 (stronger) |
| Capital cushion | 47 | 70 (stronger) |
| Loan quality | 81 (stronger) | 77 |
| Earnings | 70 (stronger) | 47 |
| Funding & liquidity | 44 | 98 (stronger) |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 46th | 72nd |
| Total assets | $65.4B | $2.3B |
| Deposits / shares | $52.2B | $2.0B |
| Capital ratio | 9.68% | 11.99% (stronger) |
| Problem loans | 0.57% (stronger) | 0.70% |
| Net charge-offs | 0.28% | 0.16% (stronger) |
| Return on assets | 1.25% (stronger) | 0.67% |
| Loans ÷ deposits | 89.6% | 58.0% (stronger) |
| Uninsured deposits | 39.5% | 17.1% (stronger) |
| Offices | 349 | 10 |
| CFPB complaints (3 yrs) | 228 | — |
| Complaints per $1B deposits | 4.4 | — |
| Mortgage denial rate (HMDA) | 28.5% | — |
Coast Central Credit Union has the higher TellerScore (74 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Columbia Bank leads on 2 and Coast Central Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Arcata, CA
- Eureka, CA
- Fortuna, CA
- Mckinleyville, CA