Headquartered in Eureka, California, Coast Central Credit Union is a federally insured state-chartered credit union with $2.3B in total assets and $2.0B in member shares and deposits as of Q2 2026. It operates 10 offices. Its charter dates back to 1974.
Based on its Q2 2026 filing, Coast Central Credit Union scores 74/100, which we describe as strong. That is higher than 72% of 454 credit unions with $1 billion – $10 billion. Among 238 credit unions headquartered in California, it ranks 90th. Its strongest component is funding & liquidity (98/100; 58% loans-to-deposits, 17% uninsured), and its lowest is earnings (47/100; 0.67%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (67 → 74), mostly because the loan quality component improved by 16 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 76 |
| Q3 2024 | 75 |
| Q4 2024 | 74 |
| Q1 2025 | 75 |
| Q2 2025 | 67 |
| Q3 2025 | 76 |
| Q4 2025 | 73 |
| Q1 2026 | 76 |
| Q2 2026 | 74 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.12% |
| Q3 2024 | 11.83% |
| Q4 2024 | 11.64% |
| Q1 2025 | 11.49% |
| Q2 2025 | 11.58% |
| Q3 2025 | 11.65% |
| Q4 2025 | 11.77% |
| Q1 2026 | 11.79% |
| Q2 2026 | 11.99% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.41% |
| Q3 2024 | 0.43% |
| Q4 2024 | 0.51% |
| Q1 2025 | 0.32% |
| Q2 2025 | 1.17% |
| Q3 2025 | 0.28% |
| Q4 2025 | 0.67% |
| Q1 2026 | 0.53% |
| Q2 2026 | 0.70% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.59% |
| Q3 2024 | 0.63% |
| Q4 2024 | 0.65% |
| Q1 2025 | 0.56% |
| Q2 2025 | 0.58% |
| Q3 2025 | 0.66% |
| Q4 2025 | 0.68% |
| Q1 2026 | 0.81% |
| Q2 2026 | 0.67% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 74 | $2.3B | 11.99% | 0.70% | 0.67% | 58.0% |
| Q1 2026 | 76 | $2.3B | 11.79% | 0.53% | 0.81% | 54.8% |
| Q4 2025 | 73 | $2.3B | 11.77% | 0.67% | 0.68% | 55.7% |
| Q3 2025 | 76 | $2.3B | 11.65% | 0.28% | 0.66% | 53.0% |
| Q2 2025 | 67 | $2.2B | 11.58% | 1.17% | 0.58% | 52.8% |
| Q1 2025 | 75 | $2.2B | 11.49% | 0.32% | 0.56% | 52.0% |
| Q4 2024 | 74 | $2.2B | 11.64% | 0.51% | 0.65% | 52.8% |
| Q3 2024 | 75 | $2.1B | 11.83% | 0.43% | 0.63% | 54.1% |
| Q2 2024 | 76 | $2.0B | 12.12% | 0.41% | 0.59% | 55.2% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Lbs Financial Credit UnionCredit union Long Beach, CA | 79 out of 100, Strong | $2.2B | 13.1% | 0.61% | vs |
| Financial Partners Credit UnionCredit union Downey, CA | 63 out of 100, Moderate | $2.2B | 9.5% | 0.70% | vs |
| Firefighters First Federal Credit UnionCredit union Los Angeles, CA | 68 out of 100, Moderate | $2.5B | 9.4% | 0.19% | vs |
| First Entertainment Credit UnionCredit union Hollywood, CA | 60 out of 100, Moderate | $2.1B | 10.1% | 0.71% | vs |
| Meriwest Credit UnionCredit union San Jose, CA | 54 out of 100, Below average | $2.1B | 9.1% | 0.81% | vs |
| Caltech Employees Federal Credit UnionCredit union La Canada, CA | 70 out of 100, Strong | $2.1B | 10.1% | 0.02% | vs |
Deposit insurance
Is my money safe at Coast Central Credit Union?
Yes. Coast Central Credit Union is a federally insured credit union (NCUA charter #62367). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 17.1% of shares and deposits ($349.6M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 11.99%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
10 locations
Branches
Coast Central Credit Union lists 10 offices in 8 cities. Most locations:
- Arcata, CA (2)
- Eureka, CA (2)
- Crescent City, CA (1)
- Fortuna, CA (1)
- Hoopa, CA (1)
- McKinleyville, CA (1)
- Weaverville, CA (1)
- Willow Creek, CA (1)
Identity & history
Profile
- Legal name
- Coast Central Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 62367
- RSSD ID
- 657897
- Primary regulator
- State + NCUA
- Established
- 1974
- Headquarters
- 2650 Harrison Ave, Eureka, CA 95501
- Employees
- 280
Quick answers
Coast Central Credit Union: common questions
Is Coast Central Credit Union NCUA insured?
Yes. Coast Central Credit Union is a federally insured credit union (NCUA charter #62367). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Coast Central Credit Union's TellerScore?
74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Coast Central Credit Union have?
10 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Eureka
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| Redwood Capital BankBank Eureka, CA | 76 out of 100, Strong | $566.0M | 11.0% | 0.13% | vs |
| Compass Community Credit UnionCredit union Eureka, CA | 74 out of 100, Strong | $178.9M | 12.0% | 0.03% | vs |
| Tri Counties BankBank Chico, CA | 70 out of 100, Strong | $9.9B | 12.0% | 0.94% | vs |
| Columbia BankBank Roseburg, OR | 64 out of 100, Moderate | $65.4B | 9.7% | 0.57% | vs |
| JPMorgan Chase Bank, National AssociationBank Columbus, OH | 61 out of 100, Moderate | $4.1T | 7.5% | 0.78% | vs |