Side-by-side · Q2 2026 data
Columbia Bank vs First Community Credit Union
Metric by metric
| Measure | Columbia Bank | First Community Credit Union |
|---|---|---|
| TellerScore | 64 | 86 (stronger) |
| Capital cushion | 47 | 83 (stronger) |
| Loan quality | 81 | 99 (stronger) |
| Earnings | 70 | 72 (stronger) |
| Funding & liquidity | 44 | 79 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 46th | 95th |
| Total assets | $65.4B | $1.9B |
| Deposits / shares | $52.2B | $1.6B |
| Capital ratio | 9.68% | 13.29% (stronger) |
| Problem loans | 0.57% | 0.04% (stronger) |
| Net charge-offs | 0.28% | 0.04% (stronger) |
| Return on assets | 1.25% | 1.31% (stronger) |
| Loans ÷ deposits | 89.6% | 81.0% (stronger) |
| Uninsured deposits | 39.5% | 6.3% (stronger) |
| Offices | 349 | 26 |
| CFPB complaints (3 yrs) | 228 | — |
| Complaints per $1B deposits | 4.4 | — |
| Mortgage denial rate (HMDA) | 28.5% | — |
First Community Credit Union has the higher TellerScore (86 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Columbia Bank leads on 0 and First Community Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Roseburg, OR
- Klamath Falls, OR
- Grants Pass, OR
- Bend, OR
- Hillsboro, OR
- Medford, OR
- Hermiston, OR
- Newberg, OR
- North Bend, OR
- Pendleton, OR
- Redmond, OR
- Reedsport, OR
- Rogue River, OR
- Bandon, OR
- Sutherlin, OR
- Coos Bay, OR
- Coquille, OR
- Dallas, OR
- Florence, OR
- Forest Grove, OR