Side-by-side · Q2 2026 data
Columbia Bank vs Twin River Bank
Metric by metric
| Measure | Columbia Bank | Twin River Bank |
|---|---|---|
| TellerScore | 64 | 89 (stronger) |
| Capital cushion | 47 | 78 (stronger) |
| Loan quality | 81 | 95 (stronger) |
| Earnings | 70 | 100 (stronger) |
| Funding & liquidity | 44 | 77 (stronger) |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 46th | 94th |
| Total assets | $65.4B | $173.0M |
| Deposits / shares | $52.2B | $150.5M |
| Capital ratio | 9.68% | 12.76% (stronger) |
| Problem loans | 0.57% | 0.16% (stronger) |
| Net charge-offs | 0.28% | 0.10% (stronger) |
| Return on assets | 1.25% | 3.04% (stronger) |
| Loans ÷ deposits | 89.6% | 77.1% (stronger) |
| Uninsured deposits | 39.5% | 20.5% (stronger) |
| Offices | 349 | 4 |
| CFPB complaints (3 yrs) | 228 | — |
| Complaints per $1B deposits | 4.4 | — |
| Mortgage denial rate (HMDA) | 28.5% | 24.2% |
Twin River Bank has the higher TellerScore (89 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Columbia Bank leads on 0 and Twin River Bank on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.