The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 3 points (86 → 89), mostly because the capital cushion component improved by 4 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Idaho

Yes. Twin River Bank is an FDIC-insured institution (FDIC certificate #22993). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 20.5% of deposits ($30.8M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 12.76%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 20.47% (benchmark: 10%).

Check how much of your own balance is covered

Twin River Bank lists 4 offices in 3 cities across 2 states. Most locations:

• Lewiston, ID (2)
• Asotin, WA (1)
• Clarkston, WA (1)

All branch addresses and map

In 2025, Twin River Bank reported 36 home-loan applications under HMDA (LEI 254900O1J92J7KPVMG08): 25 originated ($8,005,000 total), 8 denied, and 3 withdrawn or closed by the applicant. Its denial rate on decided applications was 24.2%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Twin River Bank

Former names

Twin River National Bank

Type

State-chartered bank

FDIC certificate #

22993

RSSD ID

427960

Primary regulator

FDIC

Holding company

Twin River Financial Corp

Established

November 15, 1979

Headquarters

1507 G St, Lewiston, ID 83501

Website

www.twinriver.bank

Employees

29