Side-by-side · Q2 2026 data
Columbia Credit Union vs Academic Employees Credit Union
Credit union
Academic Employees Credit Union
Columbia, Missouri · Under $100 million in assets
Metric by metric
| Measure | Columbia Credit Union | Academic Employees Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 64 |
| Capital cushion | 49 (stronger) | 25 |
| Loan quality | 98 (stronger) | 70 |
| Earnings | 67 | 74 (stronger) |
| Funding & liquidity | 95 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 57th | 28th |
| Total assets | $34.4M | $17.2M |
| Deposits / shares | $30.6M | $15.8M |
| Capital ratio | 9.87% (stronger) | 7.45% |
| Problem loans | 0.07% (stronger) | 0.90% |
| Net charge-offs | 0.02% (stronger) | 0.61% |
| Return on assets | 1.17% | 1.35% (stronger) |
| Loans ÷ deposits | 65.0% | 54.2% (stronger) |
| Uninsured deposits | 2.4% | 0.7% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Columbia Credit Union has the higher TellerScore (77 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Columbia Credit Union leads on 4 and Academic Employees Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.