TellerScore

Columbia Credit Union (NCUA charter #62930) is based in Columbia, Missouri. Its Q2 2026 call report shows $34.4M in total assets and $30.6M in member shares and deposits and 4 offices across 3 states.

Based on its Q2 2026 filing, Columbia Credit Union scores 77/100, which we describe as strong. That is higher than 57% of 2,479 credit unions with under $100 million in assets. Among 87 credit unions headquartered in Missouri, it ranks 25th. Its strongest component is problem-loan coverage (99/100; 0.4%), and its lowest is capital cushion (49/100; 9.87%).

TellerScore · Q2 2026

Scorecard

Capital cushion49/100
Net worth ratio: 9.87%
Loan quality98/100
Loans 60+ days delinquent ÷ total loans: 0.07%
Earnings67/100
Return on assets (annualized): 1.17%
Funding & liquidity95/100
Loans ÷ shares: 65.0% · 2.4% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.43%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 9 points (68 → 77), mostly because the earnings component improved by 38 points.

TellerScore
687378Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202477
Q3 202478
Q4 202475
Q1 202569
Q2 202568
Q3 202568
Q4 202568
Q1 202676
Q2 202677
Net worth ratio
7.00%8.64%10.28%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.81%
Q3 202410.22%
Q4 202410.28%
Q1 202510.26%
Q2 202510.03%
Q3 20259.71%
Q4 20259.68%
Q1 20269.76%
Q2 20269.87%
Delinquent loans (60+ days)
0.02%0.09%0.16%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.02%
Q3 20240.02%
Q4 20240.14%
Q1 20250.12%
Q2 20250.16%
Q3 20250.10%
Q4 20250.09%
Q1 20260.08%
Q2 20260.07%
Return on assets
0.15%0.70%1.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.23%
Q3 20241.26%
Q4 20240.94%
Q1 20250.15%
Q2 20250.23%
Q3 20250.23%
Q4 20250.16%
Q1 20261.18%
Q2 20261.17%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202677$34.4M9.87%0.07%1.17%65.0%
Q1 202676$33.8M9.76%0.08%1.18%64.5%
Q4 202568$33.1M9.68%0.09%0.16%66.8%
Q3 202568$33.0M9.71%0.10%0.23%67.4%
Q2 202568$31.7M10.03%0.16%0.23%66.0%
Q1 202569$30.8M10.26%0.12%0.15%65.2%
Q4 202475$30.6M10.28%0.14%0.94%65.4%
Q3 202478$30.8M10.22%0.02%1.26%69.2%
Q2 202477$31.1M9.81%0.02%1.23%68.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.87%
15th
Problem loans0.07%
82nd
Net charge-offs0.02%
67th
Return on assets1.17%
74th
Loans to deposits65.0%
41st
Uninsured deposits2.4%
42nd
Loan-loss reserves0.00%
37th
Texas ratio0.4%
76th

Similar-size credit unions in Missouri

InstitutionScoreAssetsCapitalProblem loansCompare
De Soto Mo Pac Credit UnionCredit union De Soto, MO58 out of 100, Moderate$30.5M9.7%1.33%vs
District One Highway Credit UnionCredit union Saint Joseph, MO94 out of 100, Very strong$30.5M18.8%0.00%vs
Lutheran Federal Credit UnionCredit union Saint Louis, MO73 out of 100, Strong$38.6M9.0%0.00%vs
Highway Alliance Credit UnionCredit union Jefferson city, MO73 out of 100, Strong$29.5M11.5%0.80%vs
Shelter Insurance Federal Credit UnionCredit union Columbia, MO80 out of 100, Strong$41.0M13.9%0.86%vs
County Credit UnionCredit union Clayton, MO64 out of 100, Moderate$25.9M11.6%0.99%vs

Deposit insurance

Is my money safe at Columbia Credit Union?

Yes. Columbia Credit Union is a federally insured credit union (NCUA charter #62930). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.4% of shares and deposits ($722K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.87%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Columbia Credit Union lists 4 offices in 3 cities across 3 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Columbia Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
62930
RSSD ID
237897
Primary regulator
State + NCUA
Established
1935
Headquarters
PO Box 1487, Columbia, MO 65205
Employees
11

Quick answers

Columbia Credit Union: common questions

Is Columbia Credit Union NCUA insured?

Yes. Columbia Credit Union is a federally insured credit union (NCUA charter #62930). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Columbia Credit Union's TellerScore?

77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Columbia Credit Union have?

4 offices as of the latest NCUA data, in 3 states.

Nearby

Highest-scoring banks and credit unions with branches near Columbia

InstitutionScoreAssetsCapitalProblem loansCompare
United Credit UnionCredit union Mexico, MO88 out of 100, Very strong$302.1M15.2%0.40%vs
The Missouri BankBank Warrenton, MO88 out of 100, Very strong$461.5M12.6%0.13%vs
United Security BankBank Fulton, MO85 out of 100, Very strong$97.2M13.4%0.00%vs
Connections BankBank Platte City, MO78 out of 100, Strong$516.6M9.8%0.00%vs
Multipli Federal Credit UnionCredit union Jefferson City, MO76 out of 100, Strong$1.5B10.6%0.31%vs
Commerce BankBank Kansas City, MO76 out of 100, Strong$35.0B11.4%0.17%vs