Side-by-side · Q2 2026 data
Columbia Credit Union vs De Soto Mo Pac Credit Union
Metric by metric
| Measure | Columbia Credit Union | De Soto Mo Pac Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 58 |
| Capital cushion | 49 (stronger) | 47 |
| Loan quality | 98 (stronger) | 56 |
| Earnings | 67 (stronger) | 43 |
| Funding & liquidity | 95 (stronger) | 85 |
| Problem-loan coverage | 99 (stronger) | 82 |
| Peer percentile | 57th | 19th |
| Total assets | $34.4M | $30.5M |
| Deposits / shares | $30.6M | $27.4M |
| Capital ratio | 9.87% (stronger) | 9.74% |
| Problem loans | 0.07% (stronger) | 1.33% |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 1.17% (stronger) | 0.58% |
| Loans ÷ deposits | 65.0% (stronger) | 74.8% |
| Uninsured deposits | 2.4% (stronger) | 15.2% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Columbia Credit Union has the higher TellerScore (77 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Columbia Credit Union leads on 6 and De Soto Mo Pac Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.