Side-by-side · Q2 2026 data
Columbia Credit Union vs Highway Alliance Credit Union
Credit union
Highway Alliance Credit Union
Jefferson city, Missouri · Under $100 million in assets
Metric by metric
| Measure | Columbia Credit Union | Highway Alliance Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 73 |
| Capital cushion | 49 | 65 (stronger) |
| Loan quality | 98 (stronger) | 73 |
| Earnings | 67 (stronger) | 58 |
| Funding & liquidity | 95 | 97 (stronger) |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 57th | 47th |
| Total assets | $34.4M | $29.5M |
| Deposits / shares | $30.6M | $26.1M |
| Capital ratio | 9.87% | 11.47% (stronger) |
| Problem loans | 0.07% (stronger) | 0.80% |
| Net charge-offs | 0.02% (stronger) | 0.15% |
| Return on assets | 1.17% (stronger) | 0.96% |
| Loans ÷ deposits | 65.0% | 62.8% (stronger) |
| Uninsured deposits | 2.4% (stronger) | 5.2% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Columbia Credit Union has the higher TellerScore (77 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Columbia Credit Union leads on 5 and Highway Alliance Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.