Side-by-side · Q2 2026 data
Columbia Savings and Loan Association vs 1st Class Express Credit Union
Credit union
1st Class Express Credit Union
Waukesha, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Columbia Savings and Loan Association | 1st Class Express Credit Union |
|---|---|---|
| TellerScore | 13 | 86 (stronger) |
| Capital cushion | 5 | 100 (stronger) |
| Loan quality | 0 | 90 (stronger) |
| Earnings | 0 | 64 (stronger) |
| Funding & liquidity | 77 (stronger) | 70 |
| Problem-loan coverage | 0 | 98 (stronger) |
| Peer percentile | 0th | 80th |
| Total assets | $20.6M | $2.1M |
| Deposits / shares | $19.3M | $1.6M |
| Capital ratio | 5.46% | 22.89% (stronger) |
| Problem loans | 19.47% | 0.30% (stronger) |
| Net charge-offs | 0.06% | -5.46% (stronger) |
| Return on assets | -3.27% | 1.10% (stronger) |
| Loans ÷ deposits | 83.4% (stronger) | 90.7% |
| Uninsured deposits | 1.7% | 0.0% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Class Express Credit Union has the higher TellerScore (86 vs 13). On the 7 directional measures above (where higher or lower is clearly better), Columbia Savings and Loan Association leads on 1 and 1st Class Express Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.