1st Class Express Credit Union is a federally insured state-chartered credit union headquartered in Waukesha, Wisconsin, in business for about 94 years. At the end of Q2 2026 it reported $2.1M in total assets and $1.6M in member shares and deposits, with 4 offices.
1st Class Express Credit Union has a TellerScore of 86 out of 100 (very strong) based on Q2 2026 data — higher than 80% of its 2,479 credit unions with under $100 million in assets. Among 98 credit unions headquartered in Wisconsin, it ranks 12th. Capital cushion contributes the most (100/100, 22.89%); earnings contributes the least (64/100, 1.10%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (86 → 86).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 47 |
| Q3 2024 | 64 |
| Q4 2024 | 64 |
| Q1 2025 | 83 |
| Q2 2025 | 86 |
| Q3 2025 | 83 |
| Q4 2025 | 84 |
| Q1 2026 | 65 |
| Q2 2026 | 86 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 21.07% |
| Q3 2024 | 21.00% |
| Q4 2024 | 21.01% |
| Q1 2025 | 21.69% |
| Q2 2025 | 22.89% |
| Q3 2025 | 23.11% |
| Q4 2025 | 24.30% |
| Q1 2026 | 24.28% |
| Q2 2026 | 22.89% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 8.62% |
| Q3 2024 | 1.92% |
| Q4 2024 | 1.22% |
| Q1 2025 | 0.56% |
| Q2 2025 | 0.30% |
| Q3 2025 | 0.02% |
| Q4 2025 | 0.56% |
| Q1 2026 | 1.31% |
| Q2 2026 | 0.30% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.01% |
| Q3 2024 | 0.39% |
| Q4 2024 | -1.05% |
| Q1 2025 | 1.08% |
| Q2 2025 | 1.10% |
| Q3 2025 | 0.28% |
| Q4 2025 | 1.11% |
| Q1 2026 | -1.34% |
| Q2 2026 | 1.10% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 86 | $2.1M | 22.89% | 0.30% | 1.10% | 90.7% |
| Q1 2026 | 65 | $2.1M | 24.28% | 1.31% | -1.34% | 86.0% |
| Q4 2025 | 84 | $2.1M | 24.30% | 0.56% | 1.11% | 86.4% |
| Q3 2025 | 83 | $2.1M | 23.11% | 0.02% | 0.28% | 82.5% |
| Q2 2025 | 86 | $2.1M | 22.89% | 0.30% | 1.10% | 90.7% |
| Q1 2025 | 83 | $2.2M | 21.69% | 0.56% | 1.08% | 90.1% |
| Q4 2024 | 64 | $2.3M | 21.01% | 1.22% | -1.05% | 92.1% |
| Q3 2024 | 64 | $2.4M | 21.00% | 1.92% | 0.39% | 96.9% |
| Q2 2024 | 47 | $2.4M | 21.07% | 8.62% | 0.01% | 101.6% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Wisconsin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Air Tech Credit UnionCredit union Milwaukee, WI | 85 out of 100, Very strong | $2.1M | 27.6% | 0.00% | vs |
| School Employees Credit UnionCredit union Superior, WI | 87 out of 100, Very strong | $2.4M | 16.5% | 0.00% | vs |
| Stoppenbach Credit UnionCredit union Jefferson, WI | 45 out of 100, Below average | $1.8M | 21.2% | 6.11% | vs |
| Lco Federal Credit UnionCredit union Hayward, WI | 85 out of 100, Very strong | $2.9M | 13.7% | 0.32% | vs |
| Superior Municipal Employees Credit UnionCredit union Superior, WI | 79 out of 100, Strong | $3.0M | 16.5% | 0.00% | vs |
| Wisconsin Latvian, Inc. Credit UnionCredit union Milwaukee, WI | 69 out of 100, Moderate | $3.2M | 9.8% | 0.00% | vs |
Deposit insurance
Is my money safe at 1st Class Express Credit Union?
Yes. 1st Class Express Credit Union is a federally insured credit union (NCUA charter #67022). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 22.89%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
4 locations
Branches
1st Class Express Credit Union lists 4 offices in 3 cities. Most locations:
- Waukesha, WI (2)
- Brookfield, WI (1)
- New Berlin, WI (1)
Identity & history
Profile
- Legal name
- 1st Class Express Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 67022
- RSSD ID
- 480497
- Primary regulator
- State + NCUA
- Established
- 1932
- Headquarters
- Po Box 1, Waukesha, WI 53187
- Employees
- 4
Quick answers
1st Class Express Credit Union: common questions
Is 1st Class Express Credit Union NCUA insured?
Yes. 1st Class Express Credit Union is a federally insured credit union (NCUA charter #67022). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is 1st Class Express Credit Union's TellerScore?
86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does 1st Class Express Credit Union have?
4 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Waukesha
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Raleigh Co. Educators Federal Credit UnionCredit union Beckley, WV | 97 out of 100, Very strong | $21.3M | 26.3% | 0.04% | vs |
| Ferko Md Federal Credit UnionCredit union Frederick, MD | 94 out of 100, Very strong | $30.1M | 19.4% | 0.58% | vs |
| Northwestern Mutual Wealth ManagementBank Milwaukee, WI | 93 out of 100, Very strong | $557.7M | 55.0% | 0.00% | vs |
| Umatilla County Federal Credit UnionCredit union Pendleton, OR | 92 out of 100, Very strong | $47.7M | 19.0% | 0.06% | vs |
| Kbr Heritage Federal Credit UnionCredit union Houston, TX | 90 out of 100, Very strong | $76.4M | 22.6% | 0.39% | vs |
| First Citizens State BankBank Whitewater, WI | 90 out of 100, Very strong | $525.2M | 18.0% | 0.00% | vs |