Side-by-side · Q2 2026 data
Columbia Savings and Loan Association vs Raleigh Co. Educators Federal Credit Union
Credit union
Raleigh Co. Educators Federal Credit Union
Beckley, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Columbia Savings and Loan Association | Raleigh Co. Educators Federal Credit Union |
|---|---|---|
| TellerScore | 13 | 97 (stronger) |
| Capital cushion | 5 | 100 (stronger) |
| Loan quality | 0 | 99 (stronger) |
| Earnings | 0 | 86 (stronger) |
| Funding & liquidity | 77 | 100 (stronger) |
| Problem-loan coverage | 0 | 100 (stronger) |
| Peer percentile | 0th | 98th |
| Total assets | $20.6M | $21.3M |
| Deposits / shares | $19.3M | $15.5M |
| Capital ratio | 5.46% | 26.34% (stronger) |
| Problem loans | 19.47% | 0.04% (stronger) |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | -3.27% | 1.64% (stronger) |
| Loans ÷ deposits | 83.4% | 60.4% (stronger) |
| Uninsured deposits | 1.7% (stronger) | 2.5% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Raleigh Co. Educators Federal Credit Union has the higher TellerScore (97 vs 13). On the 7 directional measures above (where higher or lower is clearly better), Columbia Savings and Loan Association leads on 1 and Raleigh Co. Educators Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.