Side-by-side · Q2 2026 data
Columbiana County School Empl Credit Union vs Deca Credit Union
Credit union
Columbiana County School Empl Credit Union
Lisbon, Ohio · Under $100 million in assets
Metric by metric
| Measure | Columbiana County School Empl Credit Union | Deca Credit Union |
|---|---|---|
| TellerScore | 74 | 90 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 78 | 85 (stronger) |
| Earnings | 0 | 89 (stronger) |
| Funding & liquidity | 100 (stronger) | 75 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 49th | 89th |
| Total assets | $6.0M | $7.6M |
| Deposits / shares | $4.4M | $6.1M |
| Capital ratio | 25.39% (stronger) | 18.92% |
| Problem loans | 0.65% | 0.45% (stronger) |
| Net charge-offs | 1.21% | -0.01% (stronger) |
| Return on assets | -6.39% | 1.74% (stronger) |
| Loans ÷ deposits | 44.8% (stronger) | 84.8% |
| Uninsured deposits | 1.7% | 0.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Deca Credit Union has the higher TellerScore (90 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Columbiana County School Empl Credit Union leads on 2 and Deca Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.