TellerScore

Side-by-side · Q2 2026 data

Columbus State Bank vs Lehrer Interests Credit Union

Bank

Columbus State Bank

Columbus, Texas · $100 million – $1 billion

86of 100
Very strong

Credit union

Lehrer Interests Credit Union

Garwood, Texas · Under $100 million in assets

86of 100
Very strong

Metric by metric

MeasureColumbus State BankLehrer Interests Credit Union
TellerScore8686
Capital cushion95100 (stronger)
Loan quality100100
Earnings57 (stronger)32
Funding & liquidity76100 (stronger)
Problem-loan coverage100100
Peer percentile90th80th
Total assets$326.5M$2.3M
Deposits / shares$281.0M$1.8M
Capital ratio14.47%21.42% (stronger)
Problem loans0.00%0.00%
Net charge-offs0.00%0.00%
Return on assets0.93% (stronger)0.29%
Loans ÷ deposits7.8% (stronger)19.9%
Uninsured deposits37.3%0.0% (stronger)
Offices21
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Both have the same TellerScore. On the 4 directional measures above (where higher or lower is clearly better), Columbus State Bank leads on 2 and Lehrer Interests Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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