TellerScore

Lehrer Interests Credit Union (NCUA charter #67641) is based in Garwood, Texas. Its Q2 2026 call report shows $2.3M in total assets and $1.8M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Lehrer Interests Credit Union scores 86/100, which we describe as very strong. That is higher than 80% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 71st. Its strongest component is capital cushion (100/100; 21.42%), and its lowest is earnings (32/100; 0.29%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 21.42%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings32/100
Return on assets (annualized): 0.29%
Funding & liquidity100/100
Loans ÷ shares: 19.9% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (86 → 86).

TellerScore
858788Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202488
Q3 202488
Q4 202487
Q1 202585
Q2 202586
Q3 202585
Q4 202585
Q1 202686
Q2 202686
Net worth ratio
7.00%15.25%23.50%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202423.50%
Q3 202423.43%
Q4 202422.79%
Q1 202522.33%
Q2 202522.66%
Q3 202522.41%
Q4 202521.06%
Q1 202621.92%
Q2 202621.42%
Delinquent loans (60+ days)
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.14%0.34%0.53%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.47%
Q3 20240.53%
Q4 20240.40%
Q1 20250.17%
Q2 20250.20%
Q3 20250.15%
Q4 20250.14%
Q1 20260.29%
Q2 20260.29%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202686$2.3M21.42%0.00%0.29%19.9%
Q1 202686$2.3M21.92%0.00%0.29%24.5%
Q4 202585$2.4M21.06%0.00%0.14%23.1%
Q3 202585$2.2M22.41%0.00%0.15%20.5%
Q2 202586$2.2M22.66%0.00%0.20%20.0%
Q1 202585$2.2M22.33%0.00%0.17%23.6%
Q4 202487$2.2M22.79%0.00%0.40%27.9%
Q3 202488$2.1M23.43%0.00%0.53%29.9%
Q2 202488$2.1M23.50%0.00%0.47%28.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio21.42%
81st
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets0.29%
31st
Loans to deposits19.9%
95th
Uninsured deposits0.0%
81st
Loan-loss reserves0.27%
75th
Texas ratio0.0%
93rd

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Faith CooperativeCredit union Dallas, TX68 out of 100, Moderate$2.3M27.5%4.50%vs
W T N M Atlantic Federal Credit UnionCredit union Denver City, TX63 out of 100, Moderate$2.1M21.2%6.76%vs
Navarro Credit UnionCredit union Corsicana, TX53 out of 100, Below average$2.7M42.7%3.18%vs
Sp Trainmen Federal Credit UnionCredit union Houston, TX31 out of 100, Low$2.7M9.8%26.03%vs
Jafari No-Interest Credit UnionCredit union Houston, TX100 out of 100, Very strong$2.7M21.0%0.00%vs
St. Luke'S Community Federal Credit UnionCredit union Houston, TX53 out of 100, Below average$1.9M11.7%3.03%vs

Deposit insurance

Is my money safe at Lehrer Interests Credit Union?

Yes. Lehrer Interests Credit Union is a federally insured credit union (NCUA charter #67641). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 21.42%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Lehrer Interests Credit Union lists 1 office in 1 city. Most locations:

  • Garwood, TX (1)

All branch addresses and map

Identity & history

Profile

Legal name
Lehrer Interests Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67641
RSSD ID
490599
Primary regulator
State + NCUA
Established
1955
Headquarters
P.O. Box 428, Garwood, TX 77442
Employees
2

Quick answers

Lehrer Interests Credit Union: common questions

Is Lehrer Interests Credit Union NCUA insured?

Yes. Lehrer Interests Credit Union is a federally insured credit union (NCUA charter #67641). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Lehrer Interests Credit Union's TellerScore?

86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Lehrer Interests Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Garwood

InstitutionScoreAssetsCapitalProblem loansCompare
Matagorda County Credit UnionCredit union Bay City, TX94 out of 100, Very strong$36.2M17.4%0.31%vs
Columbus State BankBank Columbus, TX86 out of 100, Very strong$326.5M14.5%0.00%vs
NewFirst National BankBank El Campo, TX84 out of 100, Strong$934.9M12.5%0.21%vs
Texasgulf Federal Credit UnionCredit union Wharton, TX81 out of 100, Strong$220.5M14.3%0.61%vs
Fayette Savings Bank, SSBBank La Grange, TX81 out of 100, Strong$551.8M11.0%0.01%vs
The First National Bank of BastropBank Bastrop, TX77 out of 100, Strong$1.2B11.6%0.33%vs