Side-by-side · Q2 2026 data
Combined Employees Credit Union vs Cgr Credit Union
Credit union
Combined Employees Credit Union
Warner Robins, Georgia · Under $100 million in assets
Metric by metric
| Measure | Combined Employees Credit Union | Cgr Credit Union |
|---|---|---|
| TellerScore | 66 | 95 (stronger) |
| Capital cushion | 34 | 100 (stronger) |
| Loan quality | 98 (stronger) | 83 |
| Earnings | 48 | 97 (stronger) |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 32nd | 98th |
| Total assets | $18.3M | $120.0M |
| Deposits / shares | $16.6M | $90.0M |
| Capital ratio | 8.39% | 22.20% (stronger) |
| Problem loans | 0.05% (stronger) | 0.52% |
| Net charge-offs | 0.28% (stronger) | 0.44% |
| Return on assets | 0.69% | 1.91% (stronger) |
| Loans ÷ deposits | 81.1% | 51.9% (stronger) |
| Uninsured deposits | 7.1% (stronger) | 7.4% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cgr Credit Union has the higher TellerScore (95 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Combined Employees Credit Union leads on 3 and Cgr Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.