TellerScore

Cgr Credit Union (NCUA charter #67367) is based in Macon, Georgia. Its Q2 2026 call report shows $120.0M in total assets and $90.0M in member shares and deposits and 5 offices.

Cgr Credit Union has a TellerScore of 95 out of 100 (very strong) based on Q2 2026 data — higher than 98% of its 1,341 credit unions with $100 million – $1 billion. Among 71 credit unions headquartered in Georgia, it ranks 3rd. Capital cushion contributes the most (100/100, 22.20%); loan quality contributes the least (83/100, 0.52%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 22.20%
Loan quality83/100
Loans 60+ days delinquent ÷ total loans: 0.52%
Earnings97/100
Return on assets (annualized): 1.91%
Funding & liquidity100/100
Loans ÷ shares: 51.9% · 7.4% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.91%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (91 → 95), mostly because the loan quality component improved by 13 points.

TellerScore
899396Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202491
Q3 202490
Q4 202489
Q1 202592
Q2 202591
Q3 202594
Q4 202593
Q1 202696
Q2 202695
Net worth ratio
7.00%14.60%22.20%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202419.63%
Q3 202420.43%
Q4 202420.91%
Q1 202520.51%
Q2 202521.31%
Q3 202521.88%
Q4 202521.75%
Q1 202621.79%
Q2 202622.20%
Delinquent loans (60+ days)
0.32%0.61%0.90%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.42%
Q3 20240.69%
Q4 20240.90%
Q1 20250.74%
Q2 20250.89%
Q3 20250.59%
Q4 20250.48%
Q1 20260.32%
Q2 20260.52%
Return on assets
1.29%1.60%1.91%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.29%
Q3 20241.51%
Q4 20241.59%
Q1 20251.81%
Q2 20251.79%
Q3 20251.85%
Q4 20251.71%
Q1 20261.85%
Q2 20261.91%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202695$120.0M22.20%0.52%1.91%51.9%
Q1 202696$119.5M21.79%0.32%1.85%50.8%
Q4 202593$117.2M21.75%0.48%1.71%52.7%
Q3 202594$114.6M21.88%0.59%1.85%53.1%
Q2 202591$115.0M21.31%0.89%1.79%51.9%
Q1 202592$117.1M20.51%0.74%1.81%50.0%
Q4 202489$112.3M20.91%0.90%1.59%52.0%
Q3 202490$112.4M20.43%0.69%1.51%49.5%
Q2 202491$114.3M19.63%0.42%1.29%48.4%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio22.20%
98th
Problem loans0.52%
63rd
Net charge-offs0.44%
42nd
Return on assets1.91%
96th
Loans to deposits51.9%
88th
Uninsured deposits7.4%
36th
Loan-loss reserves0.00%
50th
Texas ratio0.9%
90th

Similar-size credit unions in Georgia

InstitutionScoreAssetsCapitalProblem loansCompare
North Georgia Credit UnionCredit union Toccoa, GA70 out of 100, Strong$121.7M11.2%0.39%vs
Aflac Federal Credit UnionCredit union Columbus, GA86 out of 100, Very strong$133.8M38.9%1.66%vs
Workmen'S Circle Incorporated Credit UnionCredit union Savannah, GA90 out of 100, Very strong$135.0M20.8%0.00%vs
Family First Credit UnionCredit union Hapeville, GA64 out of 100, Moderate$136.3M13.5%1.94%vs
Core Credit UnionCredit union Statesboro, GA79 out of 100, Strong$151.6M12.8%0.37%vs
Go Energy Financial Credit UnionCredit union Tucker, GA72 out of 100, Strong$152.6M11.8%0.46%vs

Deposit insurance

Is my money safe at Cgr Credit Union?

Yes. Cgr Credit Union is a federally insured credit union (NCUA charter #67367). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.4% of shares and deposits ($6.6M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 22.20%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

5 locations

Branches

Cgr Credit Union lists 5 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Cgr Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67367
RSSD ID
112293
Primary regulator
State + NCUA
Established
1991
Headquarters
2040 Ingleside Ave, Macon, GA 31204
Employees
31

Quick answers

Cgr Credit Union: common questions

Is Cgr Credit Union NCUA insured?

Yes. Cgr Credit Union is a federally insured credit union (NCUA charter #67367). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Cgr Credit Union's TellerScore?

95 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Cgr Credit Union have?

5 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Macon

InstitutionScoreAssetsCapitalProblem loansCompare
Robins Financial Credit UnionCredit union Warner Robins, GA94 out of 100, Very strong$5.0B17.6%0.40%vs
Sunmark Community BankBank Perry, GA92 out of 100, Very strong$556.6M14.6%0.02%vs
Macon Firemen'S Credit UnionCredit union Macon, GA90 out of 100, Very strong$5.9M27.1%0.56%vs
United BankBank Zebulon, GA89 out of 100, Very strong$2.2B12.8%0.23%vs
Magnolia State BankBank Eastman, GA87 out of 100, Very strong$198.7M15.6%1.21%vs
Vallant BankBank Elberton, GA78 out of 100, Strong$4.0B12.7%0.51%vs