Side-by-side · Q2 2026 data
Combined Employees Credit Union vs Macon Firemen'S Credit Union
Credit union
Combined Employees Credit Union
Warner Robins, Georgia · Under $100 million in assets
Metric by metric
| Measure | Combined Employees Credit Union | Macon Firemen'S Credit Union |
|---|---|---|
| TellerScore | 66 | 90 (stronger) |
| Capital cushion | 34 | 100 (stronger) |
| Loan quality | 98 (stronger) | 81 |
| Earnings | 48 | 96 (stronger) |
| Funding & liquidity | 79 (stronger) | 72 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 32nd | 89th |
| Total assets | $18.3M | $5.9M |
| Deposits / shares | $16.6M | $4.3M |
| Capital ratio | 8.39% | 27.10% (stronger) |
| Problem loans | 0.05% (stronger) | 0.56% |
| Net charge-offs | 0.28% | -0.07% (stronger) |
| Return on assets | 0.69% | 1.89% (stronger) |
| Loans ÷ deposits | 81.1% (stronger) | 88.2% |
| Uninsured deposits | 7.1% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Macon Firemen'S Credit Union has the higher TellerScore (90 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Combined Employees Credit Union leads on 2 and Macon Firemen'S Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.