TellerScore

Headquartered in Macon, Georgia, Macon Firemen'S Credit Union is a federally insured state-chartered credit union with $5.9M in total assets and $4.3M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1942.

Based on its Q2 2026 filing, Macon Firemen'S Credit Union scores 90/100, which we describe as very strong. That is higher than 89% of 2,479 credit unions with under $100 million in assets. Among 71 credit unions headquartered in Georgia, it ranks 7th. Its strongest component is capital cushion (100/100; 27.10%), and its lowest is funding & liquidity (72/100; 88% loans-to-deposits, 0% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 27.10%
Loan quality81/100
Loans 60+ days delinquent ÷ total loans: 0.56%
Earnings96/100
Return on assets (annualized): 1.89%
Funding & liquidity72/100
Loans ÷ shares: 88.2% · 0.0% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.32%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (89 → 90).

TellerScore
687990Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202469
Q3 202477
Q4 202468
Q1 202578
Q2 202589
Q3 202584
Q4 202583
Q1 202688
Q2 202690
Net worth ratio
7.00%18.62%30.23%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202430.23%
Q3 202429.47%
Q4 202429.52%
Q1 202529.12%
Q2 202527.93%
Q3 202527.49%
Q4 202527.62%
Q1 202626.96%
Q2 202627.10%
Delinquent loans (60+ days)
0.00%0.79%1.58%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.58%
Q3 20240.56%
Q4 20241.55%
Q1 20251.24%
Q2 20250.00%
Q3 20250.34%
Q4 20250.72%
Q1 20260.57%
Q2 20260.56%
Return on assets
0.44%1.16%1.89%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.50%
Q3 20240.46%
Q4 20240.44%
Q1 20251.22%
Q2 20251.22%
Q3 20251.04%
Q4 20251.31%
Q1 20261.73%
Q2 20261.89%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202690$5.9M27.10%0.56%1.89%88.2%
Q1 202688$5.8M26.96%0.57%1.73%90.3%
Q4 202583$5.6M27.62%0.72%1.31%94.4%
Q3 202584$5.5M27.49%0.34%1.04%93.9%
Q2 202589$5.4M27.93%0.00%1.22%91.7%
Q1 202578$5.1M29.12%1.24%1.22%95.0%
Q4 202468$5.0M29.52%1.55%0.44%100.0%
Q3 202477$4.9M29.47%0.56%0.46%95.7%
Q2 202469$4.8M30.23%1.58%0.50%96.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio27.10%
92nd
Problem loans0.56%
56th
Net charge-offs-0.07%
92nd
Return on assets1.89%
93rd
Loans to deposits88.2%
11th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio1.3%
61st

Similar-size credit unions in Georgia

InstitutionScoreAssetsCapitalProblem loansCompare
Rig Employees Credit UnionCredit union Macon, GA69 out of 100, Moderate$5.9M43.8%3.24%vs
Brosnan Yard Federal Credit UnionCredit union Macon, GA67 out of 100, Moderate$6.2M16.0%3.77%vs
Omega Psi Phi Fraternity Federal Credit UnionCredit union Toccoa, GA62 out of 100, Moderate$5.5M9.1%0.81%vs
Ware County School Employees Federal Credit UnionCredit union Waycross, GA86 out of 100, Very strong$6.3M14.1%0.00%vs
E L C O Federal Credit UnionCredit union Elberton, GA84 out of 100, Strong$5.3M20.1%0.78%vs
Beka Federal Credit UnionCredit union Lindale, GA63 out of 100, Moderate$4.6M13.0%0.86%vs

Deposit insurance

Is my money safe at Macon Firemen'S Credit Union?

Yes. Macon Firemen'S Credit Union is a federally insured credit union (NCUA charter #67687). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 27.10%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Macon Firemen'S Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Macon Firemen'S Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67687
RSSD ID
1894242
Primary regulator
State + NCUA
Established
1942
Headquarters
899 Oglethorpe St, Macon, GA 31201
Employees
2

Quick answers

Macon Firemen'S Credit Union: common questions

Is Macon Firemen'S Credit Union NCUA insured?

Yes. Macon Firemen'S Credit Union is a federally insured credit union (NCUA charter #67687). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Macon Firemen'S Credit Union's TellerScore?

90 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Macon Firemen'S Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Macon

InstitutionScoreAssetsCapitalProblem loansCompare
Cgr Credit UnionCredit union Macon, GA95 out of 100, Very strong$120.0M22.2%0.52%vs
Robins Financial Credit UnionCredit union Warner Robins, GA94 out of 100, Very strong$5.0B17.6%0.40%vs
Sunmark Community BankBank Perry, GA92 out of 100, Very strong$556.6M14.6%0.02%vs
United BankBank Zebulon, GA89 out of 100, Very strong$2.2B12.8%0.23%vs
Magnolia State BankBank Eastman, GA87 out of 100, Very strong$198.7M15.6%1.21%vs
The Four County BankBank Allentown, GA87 out of 100, Very strong$87.1M13.8%0.68%vs