Side-by-side · Q2 2026 data
Combined Federal Credit Union vs Arkansas Education Association Federal Credit Union
Credit union
Combined Federal Credit Union
Hot Springs, Arkansas · Under $100 million in assets
Credit union
Arkansas Education Association Federal Credit Union
Little Rock, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Combined Federal Credit Union | Arkansas Education Association Federal Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 51 |
| Capital cushion | 87 (stronger) | 76 |
| Loan quality | 31 (stronger) | 22 |
| Earnings | 77 (stronger) | 1 |
| Funding & liquidity | 73 | 97 (stronger) |
| Problem-loan coverage | 78 | 81 (stronger) |
| Peer percentile | 36th | 10th |
| Total assets | $8.9M | $8.2M |
| Deposits / shares | $7.6M | $7.1M |
| Capital ratio | 13.71% (stronger) | 12.61% |
| Problem loans | 2.08% (stronger) | 2.34% |
| Net charge-offs | -0.05% (stronger) | 0.09% |
| Return on assets | 1.43% (stronger) | -0.47% |
| Loans ÷ deposits | 87.6% | 63.5% (stronger) |
| Uninsured deposits | 1.2% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Combined Federal Credit Union has the higher TellerScore (68 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Combined Federal Credit Union leads on 5 and Arkansas Education Association Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.