Side-by-side · Q2 2026 data
Comenity Capital Bank vs Uintah Credit Union
Metric by metric
| Measure | Comenity Capital Bank | Uintah Credit Union |
|---|---|---|
| TellerScore | 58 | 100 (stronger) |
| Capital cushion | 78 | 100 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 86 | 100 (stronger) |
| Funding & liquidity | 65 | 100 (stronger) |
| Problem-loan coverage | 76 | 100 (stronger) |
| Peer percentile | 20th | 100th |
| Total assets | $13.9B | $3.9M |
| Deposits / shares | $11.0B | $3.1M |
| Capital ratio | 12.84% | 21.26% (stronger) |
| Problem loans | 3.21% | 0.00% (stronger) |
| Net charge-offs | 7.59% | -0.06% (stronger) |
| Return on assets | 1.65% | 2.02% (stronger) |
| Loans ÷ deposits | 95.0% | 37.0% (stronger) |
| Uninsured deposits | 8.8% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Uintah Credit Union has the higher TellerScore (100 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Comenity Capital Bank leads on 0 and Uintah Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.