TellerScore

Headquartered in Vernal, Utah, Uintah Credit Union is a federally insured state-chartered credit union with $3.9M in total assets and $3.1M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1955.

Uintah Credit Union has a TellerScore of 100 out of 100 (very strong) based on Q2 2026 data — higher than 100% of its 2,479 credit unions with under $100 million in assets. Among 51 credit unions headquartered in Utah, it ranks 1st. Its five components are fairly even, ranging from 100 to 100 out of 100.

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 21.26%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings100/100
Return on assets (annualized): 2.02%
Funding & liquidity100/100
Loans ÷ shares: 37.0% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (100 → 100).

TellerScore
9698100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202496
Q3 202498
Q4 2024100
Q1 2025100
Q2 2025100
Q3 2025100
Q4 2025100
Q1 2026100
Q2 2026100
Net worth ratio
7.00%14.13%21.26%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.83%
Q3 202414.31%
Q4 202415.23%
Q1 202516.27%
Q2 202516.97%
Q3 202517.46%
Q4 202519.84%
Q1 202620.56%
Q2 202621.26%
Delinquent loans (60+ days)
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
2.02%2.62%3.23%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.88%
Q3 20242.65%
Q4 20242.83%
Q1 20253.07%
Q2 20253.12%
Q3 20252.79%
Q4 20252.53%
Q1 20263.23%
Q2 20262.02%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 2026100$3.9M21.26%0.00%2.02%37.0%
Q1 2026100$4.0M20.56%0.00%3.23%34.8%
Q4 2025100$4.0M19.84%0.00%2.53%33.8%
Q3 2025100$4.5M17.46%0.00%2.79%30.5%
Q2 2025100$4.5M16.97%0.00%3.12%27.7%
Q1 2025100$4.5M16.27%0.00%3.07%30.1%
Q4 2024100$4.5M15.23%0.00%2.83%24.1%
Q3 202498$4.6M14.31%0.00%2.65%24.3%
Q2 202496$4.5M13.83%0.00%2.88%21.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio21.26%
81st
Problem loans0.00%
94th
Net charge-offs-0.06%
92nd
Return on assets2.02%
94th
Loans to deposits37.0%
82nd
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

Similar-size credit unions in Utah

InstitutionScoreAssetsCapitalProblem loansCompare
Orem City Employees Federal Credit UnionCredit union Orem, UT82 out of 100, Strong$2.7M14.3%0.13%vs
Flexpak Federal Credit UnionCredit union Woods Cross, UT87 out of 100, Very strong$1.9M19.9%0.00%vs
Hollyfrontier Employee'S Credit UnionCredit union Bountiful, UT69 out of 100, Moderate$6.0M32.1%1.50%vs
Gibbons and Reed Employees Federal Credit UnionCredit union Salt Lake City, UT78 out of 100, Strong$6.5M17.6%1.47%vs
North Sanpete Federal Credit UnionCredit union Fairview, UT89 out of 100, Very strong$1.2M23.5%0.00%vs
South Sanpete Credit UnionCredit union Manti, UT83 out of 100, Strong$1.1M12.9%0.00%vs

Deposit insurance

Is my money safe at Uintah Credit Union?

Yes. Uintah Credit Union is a federally insured credit union (NCUA charter #67156). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 21.26%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Uintah Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Uintah Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67156
RSSD ID
461599
Primary regulator
State + NCUA
Established
1955
Headquarters
Po Box 805, Vernal, UT 84078
Employees
3

Quick answers

Uintah Credit Union: common questions

Is Uintah Credit Union NCUA insured?

Yes. Uintah Credit Union is a federally insured credit union (NCUA charter #67156). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Uintah Credit Union's TellerScore?

100 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Uintah Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Vernal

InstitutionScoreAssetsCapitalProblem loansCompare
Utah Power Credit UnionCredit union Murray, UT87 out of 100, Very strong$1.1B13.7%0.27%vs
Grand Valley BankBank Heber City, UT82 out of 100, Strong$599.4M11.5%0.02%vs
Zions Bancorporation, N.A.Bank Salt Lake City, UT67 out of 100, Moderate$89.0B9.4%0.47%vs
Wells Fargo Bank, National AssociationBank Sioux Falls, SD58 out of 100, Moderate$1.9T8.0%1.04%vs
Mountain America Federal Credit UnionCredit union Sandy, UT56 out of 100, Moderate$22.9B9.6%1.30%vs