Side-by-side · Q2 2026 data
Commerce Bank & Trust vs Local 606 Electrical Workers Federal Credit Union
Credit union
Local 606 Electrical Workers Federal Credit Union
Orlando, Florida · Under $100 million in assets
Metric by metric
| Measure | Commerce Bank & Trust | Local 606 Electrical Workers Federal Credit Union |
|---|---|---|
| TellerScore | 44 | 89 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 56 (stronger) | 44 |
| Funding & liquidity | 77 | 100 (stronger) |
| Problem-loan coverage | 47 | 100 (stronger) |
| Peer percentile | 4th | 87th |
| Total assets | $197.9M | $5.5M |
| Deposits / shares | $168.8M | $4.2M |
| Capital ratio | 10.46% | 24.18% (stronger) |
| Problem loans | 3.44% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 0.91% (stronger) | 0.59% |
| Loans ÷ deposits | 75.7% | 30.0% (stronger) |
| Uninsured deposits | 22.3% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Local 606 Electrical Workers Federal Credit Union has the higher TellerScore (89 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Commerce Bank & Trust leads on 2 and Local 606 Electrical Workers Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.