TellerScore

Local 606 Electrical Workers Federal Credit Union (NCUA charter #16979) is based in Orlando, Florida. Its Q2 2026 call report shows $5.5M in total assets and $4.2M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Local 606 Electrical Workers Federal Credit Union scores 89/100, which we describe as very strong. That is higher than 87% of 2,479 credit unions with under $100 million in assets. Among 107 credit unions headquartered in Florida, it ranks 5th. Its strongest component is capital cushion (100/100; 24.18%), and its lowest is earnings (44/100; 0.59%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 24.18%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings44/100
Return on assets (annualized): 0.59%
Funding & liquidity100/100
Loans ÷ shares: 30.0% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (86 → 89), mostly because the earnings component improved by 13 points.

TellerScore
868889Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202487
Q3 202488
Q4 202487
Q1 202586
Q2 202586
Q3 202587
Q4 202587
Q1 202688
Q2 202689
Net worth ratio
7.00%15.84%24.67%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202422.82%
Q3 202422.51%
Q4 202422.86%
Q1 202522.23%
Q2 202523.24%
Q3 202524.20%
Q4 202524.09%
Q1 202624.67%
Q2 202624.18%
Delinquent loans (60+ days)
0.00%0.01%0.02%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.02%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.23%0.41%0.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.40%
Q3 20240.51%
Q4 20240.43%
Q1 20250.23%
Q2 20250.27%
Q3 20250.36%
Q4 20250.33%
Q1 20260.52%
Q2 20260.59%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202689$5.5M24.18%0.00%0.59%30.0%
Q1 202688$5.4M24.67%0.00%0.52%31.5%
Q4 202587$5.5M24.09%0.00%0.33%33.5%
Q3 202587$5.5M24.20%0.00%0.36%34.9%
Q2 202586$5.7M23.24%0.00%0.27%33.7%
Q1 202586$5.9M22.23%0.00%0.23%30.3%
Q4 202487$5.7M22.86%0.00%0.43%29.6%
Q3 202488$5.8M22.51%0.02%0.51%28.7%
Q2 202487$5.7M22.82%0.00%0.40%28.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio24.18%
87th
Problem loans0.00%
94th
Net charge-offs0.03%
65th
Return on assets0.59%
47th
Loans to deposits30.0%
89th
Uninsured deposits0.0%
81st
Loan-loss reserves2.39%
91st
Texas ratio0.0%
93rd

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Madison Education Assoc. Credit UnionCredit union Madison, FL80 out of 100, Strong$7.3M14.4%0.86%vs
Unity of Eatonville Federal Credit UnionCredit union Eatonville, FL41 out of 100, Below average$3.1M3.1%0.91%vs
Hialeah Municipal Employees Federal Credit UnionCredit union Hialeah, FL81 out of 100, Strong$14.2M22.9%0.04%vs

Deposit insurance

Is my money safe at Local 606 Electrical Workers Federal Credit Union?

Yes. Local 606 Electrical Workers Federal Credit Union is a federally insured credit union (NCUA charter #16979). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 24.18%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Local 606 Electrical Workers Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Local 606 Electrical Workers Federal Credit Union
Type
Federal credit union
NCUA charter #
16979
RSSD ID
981882
Primary regulator
NCUA
Established
1965
Headquarters
820 Virginia Dr, Orlando, FL 32803
Employees
2

Quick answers

Local 606 Electrical Workers Federal Credit Union: common questions

Is Local 606 Electrical Workers Federal Credit Union NCUA insured?

Yes. Local 606 Electrical Workers Federal Credit Union is a federally insured credit union (NCUA charter #16979). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Local 606 Electrical Workers Federal Credit Union's TellerScore?

89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Local 606 Electrical Workers Federal Credit Union have?

1 office as of the latest NCUA data.

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