Side-by-side · Q2 2026 data
Commerce Bank & Trust vs Portrait Bank
Metric by metric
| Measure | Commerce Bank & Trust | Portrait Bank |
|---|---|---|
| TellerScore | 44 | 79 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 56 (stronger) | 0 |
| Funding & liquidity | 77 | 96 (stronger) |
| Problem-loan coverage | 47 | 100 (stronger) |
| Peer percentile | 4th | 63rd |
| Total assets | $197.9M | $44.7M |
| Deposits / shares | $168.8M | $594K |
| Capital ratio | 10.46% | 99.23% (stronger) |
| Problem loans | 3.44% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.91% (stronger) | -8.27% |
| Loans ÷ deposits | 75.7% | 0.0% (stronger) |
| Uninsured deposits | 22.3% | 18.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Portrait Bank has the higher TellerScore (79 vs 44). On the 6 directional measures above (where higher or lower is clearly better), Commerce Bank & Trust leads on 1 and Portrait Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.