Headquartered in Winter Park, Florida, Portrait Bank is a state-chartered bank with $44.7M in total assets and $594K in deposits as of Q2 2026. It operates 1 office.
Based on its Q2 2026 filing, Portrait Bank scores 79/100, which we describe as strong. That is higher than 63% of 546 banks with under $100 million in assets. Among 82 banks headquartered in Florida, it ranks 8th. Its strongest component is capital cushion (100/100; 99.23%), and its lowest is earnings (0/100; -8.27%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
1 quarters
Health trend
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 79 | $44.7M | 99.23% | 0.00% | -8.27% | 0.0% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Florida
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Gala BankBank Ocala, FL | 73 out of 100, Strong | $44.9M | 22.1% | 0.00% | vs |
| Echelon BankBank Clearwater, FL | 75 out of 100, Strong | $52.2M | 67.4% | 0.00% | vs |
| Members Trust CompanyBank Tampa, FL | 74 out of 100, Strong | $34.3M | 91.4% | 0.00% | vs |
| Eastern National BankBank Miami, FL | 55 out of 100, Moderate | $65.2M | 8.0% | 0.08% | vs |
| First National Bank of WauchulaBank Wauchula, FL | 71 out of 100, Strong | $87.5M | 12.2% | 0.80% | vs |
Deposit insurance
Is my money safe at Portrait Bank?
Yes. Portrait Bank is an FDIC-insured institution (FDIC certificate #59381). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 18.5% of deposits ($110K) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 99.23%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Portrait Bank lists 1 office in 1 city. Most locations:
- Winter Park, FL (1)
Identity & history
Profile
- Legal name
- Portrait Bank
- Type
- State-chartered bank
- FDIC certificate #
- 59381
- RSSD ID
- 6075729
- Primary regulator
- FDIC
- Established
- June 22, 2026
- Headquarters
- 941 W Morse Blvd, Winter Park, FL 32789
- Website
- www.portraitbank.com
- Employees
- 24
Quick answers
Portrait Bank: common questions
Is Portrait Bank FDIC insured?
Yes. Portrait Bank is an FDIC-insured institution (FDIC certificate #59381). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Portrait Bank's TellerScore?
79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Portrait Bank ever failed?
There is no failure record for FDIC certificate #59381 in the FDIC failed bank list.
How many branches does Portrait Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Winter Park
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Community Credit UnionCredit union New Rockford, ND | 95 out of 100, Very strong | $171.6M | 17.7% | 0.22% | vs |
| Local 606 Electrical Workers Federal Credit UnionCredit union Orlando, FL | 89 out of 100, Very strong | $5.5M | 24.2% | 0.00% | vs |
| Cypress Bank & TrustBank Melbourne, FL | 79 out of 100, Strong | $256.8M | 11.8% | 0.00% | vs |
| First Colony Bank of FloridaBank Maitland, FL | 79 out of 100, Strong | $291.1M | 9.9% | 0.17% | vs |
| Centennial BankBank Conway, AR | 79 out of 100, Strong | $24.6B | 12.6% | 0.55% | vs |
| Amerasia BankBank Flushing, NY | 78 out of 100, Strong | $1.1B | 15.1% | 1.59% | vs |