Side-by-side · Q2 2026 data
Commerce Bank vs Arcadian Bank
Metric by metric
| Measure | Commerce Bank | Arcadian Bank |
|---|---|---|
| TellerScore | 78 | 85 (stronger) |
| Capital cushion | 89 (stronger) | 70 |
| Loan quality | 80 | 97 (stronger) |
| Earnings | 72 | 100 (stronger) |
| Funding & liquidity | 50 | 66 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 72nd | 88th |
| Total assets | $220.0M | $242.1M |
| Deposits / shares | $156.8M | $206.1M |
| Capital ratio | 13.87% (stronger) | 12.01% |
| Problem loans | 0.60% | 0.10% (stronger) |
| Net charge-offs | -0.01% (stronger) | -0.00% |
| Return on assets | 1.30% | 2.07% (stronger) |
| Loans ÷ deposits | 117.3% | 87.4% (stronger) |
| Uninsured deposits | 15.4% (stronger) | 21.1% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Arcadian Bank has the higher TellerScore (85 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Commerce Bank leads on 3 and Arcadian Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.