Side-by-side · Q2 2026 data
Commerce Bank vs FM Bank
Metric by metric
| Measure | Commerce Bank | FM Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 66 |
| Capital cushion | 89 (stronger) | 27 |
| Loan quality | 80 | 100 (stronger) |
| Earnings | 72 | 77 (stronger) |
| Funding & liquidity | 50 (stronger) | 49 |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 72nd | 31st |
| Total assets | $220.0M | $738.4M |
| Deposits / shares | $156.8M | $636.1M |
| Capital ratio | 13.87% (stronger) | 7.66% |
| Problem loans | 0.60% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | -0.00% |
| Return on assets | 1.30% | 1.42% (stronger) |
| Loans ÷ deposits | 117.3% | 77.3% (stronger) |
| Uninsured deposits | 15.4% (stronger) | 45.4% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Commerce Bank has the higher TellerScore (78 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Commerce Bank leads on 4 and FM Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.