Side-by-side · Q2 2026 data
Commerce Bank vs Tex Mex Credit Union
Metric by metric
| Measure | Commerce Bank | Tex Mex Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 60 |
| Capital cushion | 73 | 100 (stronger) |
| Loan quality | 99 (stronger) | 17 |
| Earnings | 92 (stronger) | 13 |
| Funding & liquidity | 80 | 93 (stronger) |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 91st | 22nd |
| Total assets | $762.5M | $8.4M |
| Deposits / shares | $664.5M | $6.4M |
| Capital ratio | 12.28% | 23.94% (stronger) |
| Problem loans | 0.03% (stronger) | 2.49% |
| Net charge-offs | 0.16% | -0.34% (stronger) |
| Return on assets | 1.81% (stronger) | -0.17% |
| Loans ÷ deposits | 28.9% (stronger) | 67.4% |
| Uninsured deposits | 33.1% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Commerce Bank has the higher TellerScore (87 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Commerce Bank leads on 4 and Tex Mex Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.