TellerScore

Tex Mex Credit Union (NCUA charter #67579) is based in Laredo, Texas. Its Q2 2026 call report shows $8.4M in total assets and $6.4M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Tex Mex Credit Union scores 60/100, which we describe as moderate. That is higher than only 22% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 294th. Its strongest component is capital cushion (100/100; 23.94%), and its lowest is earnings (13/100; -0.17%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 23.94%
Loan quality17/100
Loans 60+ days delinquent ÷ total loans: 2.49%
Earnings13/100
Return on assets (annualized): -0.17%
Funding & liquidity93/100
Loans ÷ shares: 67.4% · 0.0% uninsured
Problem-loan coverage89/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.32%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 12 points (48 → 60), mostly because the funding & liquidity component improved by 21 points.

TellerScore
485867Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202453
Q3 202448
Q4 202448
Q1 202548
Q2 202548
Q3 202553
Q4 202564
Q1 202667
Q2 202660
Net worth ratio
7.00%17.22%27.45%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202426.36%
Q3 202427.45%
Q4 202427.45%
Q1 202523.68%
Q2 202523.64%
Q3 202524.69%
Q4 202524.63%
Q1 202623.33%
Q2 202623.94%
Delinquent loans (60+ days)
1.25%4.03%6.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.61%
Q3 20244.68%
Q4 20246.81%
Q1 20255.69%
Q2 20254.92%
Q3 20252.76%
Q4 20251.57%
Q1 20261.25%
Q2 20262.49%
Return on assets
-16.66%-8.41%-0.17%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-1.74%
Q3 2024-0.64%
Q4 2024-0.81%
Q1 2025-16.66%
Q2 2025-10.95%
Q3 2025-7.84%
Q4 2025-6.70%
Q1 2026-1.42%
Q2 2026-0.17%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202660$8.4M23.94%2.49%-0.17%67.4%
Q1 202667$8.6M23.33%1.25%-1.42%69.9%
Q4 202564$8.2M24.63%1.57%-6.70%75.6%
Q3 202553$8.4M24.69%2.76%-7.84%79.5%
Q2 202548$8.8M23.64%4.92%-10.95%88.5%
Q1 202548$9.2M23.68%5.69%-16.66%86.9%
Q4 202448$9.5M27.45%6.81%-0.81%89.8%
Q3 202448$9.5M27.45%4.68%-0.64%94.3%
Q2 202453$9.8M26.36%2.61%-1.74%88.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio23.94%
87th
Problem loans2.49%
16th
Net charge-offs-0.34%
97th
Return on assets-0.17%
15th
Loans to deposits67.4%
38th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio5.3%
28th

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Alamo City Credit UnionCredit union San Antonio, TX22 out of 100, Low$8.8M5.2%3.04%vs
Yoakum County Federal Credit UnionCredit union Plains, TX84 out of 100, Strong$8.0M24.9%0.09%vs
Port of Houston Credit UnionCredit union Houston, TX59 out of 100, Moderate$7.9M32.9%5.55%vs
Jackson County Federal Credit UnionCredit union Edna, TX72 out of 100, Strong$9.0M9.7%0.00%vs
Port Terminal Federal Credit UnionCredit union Houston, TX57 out of 100, Moderate$9.1M34.6%3.13%vs
Oak Cliff Christian Federal Credit UnionCredit union Dallas, TX56 out of 100, Moderate$7.8M7.2%0.78%vs

Deposit insurance

Is my money safe at Tex Mex Credit Union?

Yes. Tex Mex Credit Union is a federally insured credit union (NCUA charter #67579). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 23.94%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Tex Mex Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Tex Mex Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67579
RSSD ID
533991
Primary regulator
State + NCUA
Established
1953
Headquarters
1420 Cedar Ave, Laredo, TX 78040
Employees
5

Quick answers

Tex Mex Credit Union: common questions

Is Tex Mex Credit Union NCUA insured?

Yes. Tex Mex Credit Union is a federally insured credit union (NCUA charter #67579). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Tex Mex Credit Union's TellerScore?

60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Tex Mex Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Laredo

InstitutionScoreAssetsCapitalProblem loansCompare
Commerce BankBank Laredo, TX87 out of 100, Very strong$762.5M12.3%0.03%vs
Falcon International BankBank Laredo, TX85 out of 100, Very strong$2.2B13.4%0.00%vs
Texas Community BankBank Laredo, TX84 out of 100, Strong$2.2B12.8%0.20%vs
South Texas Regional Federal Credit UnionCredit union Laredo, TX83 out of 100, Strong$5.7M15.5%0.15%vs
Laredo Federal Credit UnionCredit union Laredo, TX75 out of 100, Strong$136.6M11.3%0.35%vs
International Bank of CommerceBank Laredo, TX69 out of 100, Moderate$10.2B19.0%2.21%vs