Side-by-side · Q2 2026 data
Commerce Bank vs Peoria City Employees Credit Union
Metric by metric
| Measure | Commerce Bank | Peoria City Employees Credit Union |
|---|---|---|
| TellerScore | 76 | 79 (stronger) |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 94 (stronger) | 45 |
| Earnings | 70 (stronger) | 67 |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 91st | 62nd |
| Total assets | $35.0B | $6.4M |
| Deposits / shares | $28.1B | $5.0M |
| Capital ratio | 11.43% | 21.22% (stronger) |
| Problem loans | 0.17% (stronger) | 1.66% |
| Net charge-offs | 0.25% (stronger) | 1.24% |
| Return on assets | 1.25% (stronger) | 1.17% |
| Loans ÷ deposits | 73.5% | 60.3% (stronger) |
| Uninsured deposits | 38.6% | 3.1% (stronger) |
| Offices | 146 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.2% | — |
Peoria City Employees Credit Union has the higher TellerScore (79 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Commerce Bank leads on 3 and Peoria City Employees Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.