TellerScore

Peoria City Employees Credit Union is a federally insured state-chartered credit union headquartered in Peoria, Illinois, in business for about 71 years. At the end of Q2 2026 it reported $6.4M in total assets and $5.0M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Peoria City Employees Credit Union scores 79/100, which we describe as strong. That is higher than 62% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 82nd. Its strongest component is capital cushion (100/100; 21.22%), and its lowest is loan quality (45/100; 1.66%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 21.22%
Loan quality45/100
Loans 60+ days delinquent ÷ total loans: 1.66%
Earnings67/100
Return on assets (annualized): 1.17%
Funding & liquidity100/100
Loans ÷ shares: 60.3% · 3.1% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.67%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (84 → 79), mostly because the earnings component weakened by 23 points.

TellerScore
688499Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202499
Q3 202486
Q4 202491
Q1 202580
Q2 202584
Q3 202585
Q4 202580
Q1 202668
Q2 202679
Net worth ratio
7.00%14.61%22.22%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202418.60%
Q3 202419.53%
Q4 202419.97%
Q1 202520.07%
Q2 202520.73%
Q3 202521.56%
Q4 202521.53%
Q1 202622.22%
Q2 202621.22%
Delinquent loans (60+ days)
0.00%1.24%2.48%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20241.45%
Q4 20240.85%
Q1 20251.42%
Q2 20251.42%
Q3 20251.44%
Q4 20251.96%
Q1 20262.48%
Q2 20261.66%
Return on assets
0.81%1.54%2.27%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.92%
Q3 20242.27%
Q4 20242.22%
Q1 20251.24%
Q2 20251.75%
Q3 20251.90%
Q4 20251.81%
Q1 20260.81%
Q2 20261.17%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$6.4M21.22%1.66%1.17%60.3%
Q1 202668$6.1M22.22%2.48%0.81%67.1%
Q4 202580$6.3M21.53%1.96%1.81%66.5%
Q3 202585$6.2M21.56%1.44%1.90%69.2%
Q2 202584$6.3M20.73%1.42%1.75%69.0%
Q1 202580$6.3M20.07%1.42%1.24%69.2%
Q4 202491$6.2M19.97%0.85%2.22%68.9%
Q3 202486$6.2M19.53%1.45%2.27%68.2%
Q2 202499$6.3M18.60%0.00%1.92%65.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio21.22%
81st
Problem loans1.66%
26th
Net charge-offs1.24%
11th
Return on assets1.17%
75th
Loans to deposits60.3%
48th
Uninsured deposits3.1%
36th
Loan-loss reserves0.44%
77th
Texas ratio3.7%
38th

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Decatur Postal Credit UnionCredit union Decatur, IL63 out of 100, Moderate$6.4M22.7%2.90%vs
For Members Only Federal Credit UnionCredit union Chicago, IL77 out of 100, Strong$6.3M14.8%—vs
Molex Employees Federal Credit UnionCredit union Lisle, IL84 out of 100, Strong$6.5M18.4%0.47%vs
Peoria Hiway Credit UnionCredit union Peoria, IL85 out of 100, Very strong$6.6M13.7%0.14%vs
State Employees Community Credit UnionCredit union Alton, IL89 out of 100, Very strong$6.7M20.0%0.00%vs
Peoria Bell Credit UnionCredit union Peoria, IL75 out of 100, Strong$6.0M42.6%0.00%vs

Deposit insurance

Is my money safe at Peoria City Employees Credit Union?

Yes. Peoria City Employees Credit Union is a federally insured credit union (NCUA charter #60873). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.1% of shares and deposits ($154K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 21.22%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Peoria City Employees Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Peoria City Employees Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
60873
RSSD ID
324199
Primary regulator
State + NCUA
Established
1955
Headquarters
Peoria City Employees Credit Union,, Peoria, IL 61603
Employees
4

Quick answers

Peoria City Employees Credit Union: common questions

Is Peoria City Employees Credit Union NCUA insured?

Yes. Peoria City Employees Credit Union is a federally insured credit union (NCUA charter #60873). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Peoria City Employees Credit Union's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Peoria City Employees Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Peoria

InstitutionScoreAssetsCapitalProblem loansCompare
Peoria Fire Fighters Credit UnionCredit union Peoria, IL87 out of 100, Very strong$4.6M28.2%0.00%vs
Peoria Hiway Credit UnionCredit union Peoria, IL85 out of 100, Very strong$6.6M13.7%0.14%vs
Heartland Bank and Trust CompanyBank Bloomington, IL80 out of 100, Strong$6.7B11.9%0.19%vs
Commerce BankBank Kansas City, MO76 out of 100, Strong$35.0B11.4%0.17%vs
Cooperative Choice NetworkCredit union Peoria, IL76 out of 100, Strong$205.9M12.7%0.37%vs
Peoria Bell Credit UnionCredit union Peoria, IL75 out of 100, Strong$6.0M42.6%0.00%vs