Side-by-side · Q2 2026 data
Commercial Bank & Trust Co. vs Apex Bank
Metric by metric
| Measure | Commercial Bank & Trust Co. | Apex Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 66 |
| Capital cushion | 71 | 95 (stronger) |
| Loan quality | 95 (stronger) | 17 |
| Earnings | 71 | 100 (stronger) |
| Funding & liquidity | 70 (stronger) | 43 |
| Problem-loan coverage | 98 (stronger) | 70 |
| Peer percentile | 90th | 40th |
| Total assets | $1.1B | $1.5B |
| Deposits / shares | $972.0M | $1.1B |
| Capital ratio | 12.08% | 14.46% (stronger) |
| Problem loans | 0.15% (stronger) | 2.49% |
| Net charge-offs | 0.05% | 0.03% (stronger) |
| Return on assets | 1.26% | 2.19% (stronger) |
| Loans ÷ deposits | 64.9% (stronger) | 104.6% |
| Uninsured deposits | 37.5% | 26.1% (stronger) |
| Offices | 9 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.3% |
Commercial Bank & Trust Co. has the higher TellerScore (80 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank & Trust Co. leads on 3 and Apex Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.