Side-by-side · Q2 2026 data
Commercial Bank & Trust Company vs Bank of 1889
Metric by metric
| Measure | Commercial Bank & Trust Company | Bank of 1889 |
|---|---|---|
| TellerScore | 40 | 72 (stronger) |
| Capital cushion | 63 (stronger) | 58 |
| Loan quality | 0 | 72 (stronger) |
| Earnings | 48 | 100 (stronger) |
| Funding & liquidity | 69 (stronger) | 55 |
| Problem-loan coverage | 7 | 88 (stronger) |
| Peer percentile | 2nd | 50th |
| Total assets | $364.0M | $339.2M |
| Deposits / shares | $336.0M | $298.8M |
| Capital ratio | 11.30% (stronger) | 10.85% |
| Problem loans | 5.40% | 0.84% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.17% |
| Return on assets | 0.69% | 2.01% (stronger) |
| Loans ÷ deposits | 73.2% (stronger) | 86.9% |
| Uninsured deposits | 31.0% (stronger) | 31.3% |
| Offices | 5 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.2% |
Bank of 1889 has the higher TellerScore (72 vs 40). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank & Trust Company leads on 4 and Bank of 1889 on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.