Side-by-side · Q2 2026 data
Commercial Bank & Trust Company vs Partners Bank
Metric by metric
| Measure | Commercial Bank & Trust Company | Partners Bank |
|---|---|---|
| TellerScore | 40 | 71 (stronger) |
| Capital cushion | 63 | 87 (stronger) |
| Loan quality | 0 | 69 (stronger) |
| Earnings | 48 | 61 (stronger) |
| Funding & liquidity | 69 (stronger) | 42 |
| Problem-loan coverage | 7 | 89 (stronger) |
| Peer percentile | 2nd | 47th |
| Total assets | $364.0M | $417.1M |
| Deposits / shares | $336.0M | $354.0M |
| Capital ratio | 11.30% | 13.73% (stronger) |
| Problem loans | 5.40% | 0.93% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.39% |
| Return on assets | 0.69% | 1.04% (stronger) |
| Loans ÷ deposits | 73.2% (stronger) | 102.4% |
| Uninsured deposits | 31.0% | 29.2% (stronger) |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.6% |
Partners Bank has the higher TellerScore (71 vs 40). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank & Trust Company leads on 2 and Partners Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.