Side-by-side · Q2 2026 data
Commercial Bank & Trust Company vs Today's Bank
Metric by metric
| Measure | Commercial Bank & Trust Company | Today's Bank |
|---|---|---|
| TellerScore | 40 | 62 (stronger) |
| Capital cushion | 63 (stronger) | 45 |
| Loan quality | 0 | 75 (stronger) |
| Earnings | 48 | 50 (stronger) |
| Funding & liquidity | 69 | 77 (stronger) |
| Problem-loan coverage | 7 | 84 (stronger) |
| Peer percentile | 2nd | 22nd |
| Total assets | $364.0M | $351.0M |
| Deposits / shares | $336.0M | $294.6M |
| Capital ratio | 11.30% (stronger) | 9.54% |
| Problem loans | 5.40% | 0.74% (stronger) |
| Net charge-offs | 0.07% | 0.01% (stronger) |
| Return on assets | 0.69% | 0.75% (stronger) |
| Loans ÷ deposits | 73.2% (stronger) | 82.8% |
| Uninsured deposits | 31.0% | 14.4% (stronger) |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.0% |
Today's Bank has the higher TellerScore (62 vs 40). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank & Trust Company leads on 2 and Today's Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.