Side-by-side · Q2 2026 data
Commercial Bank vs Golden Belt Bank, FSA
Metric by metric
| Measure | Commercial Bank | Golden Belt Bank, FSA |
|---|---|---|
| TellerScore | 62 | 68 (stronger) |
| Capital cushion | 33 | 51 (stronger) |
| Loan quality | 76 | 86 (stronger) |
| Earnings | 53 | 66 (stronger) |
| Funding & liquidity | 88 (stronger) | 62 |
| Problem-loan coverage | 91 | 91 |
| Peer percentile | 22nd | 37th |
| Total assets | $382.2M | $373.5M |
| Deposits / shares | $354.2M | $285.2M |
| Capital ratio | 8.33% | 10.07% (stronger) |
| Problem loans | 0.72% | 0.41% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 0.82% | 1.15% (stronger) |
| Loans ÷ deposits | 48.8% (stronger) | 97.4% |
| Uninsured deposits | 26.2% | 16.0% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Golden Belt Bank, FSA has the higher TellerScore (68 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank leads on 1 and Golden Belt Bank, FSA on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.