Commercial Bank (FDIC certificate #11777) is based in Parsons, Kansas. Its Q2 2026 call report shows $382.2M in total assets and $354.2M in deposits and 8 offices.
Commercial Bank has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 22% of its 2,650 banks with $100 million – $1 billion. Among 185 banks headquartered in Kansas, it ranks 161st. Problem-loan coverage contributes the most (91/100, 4.5%); capital cushion contributes the least (33/100, 8.33%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 6 points (68 → 62), mostly because the earnings component weakened by 36 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 58 |
| Q3 2024 | 58 |
| Q4 2024 | 57 |
| Q1 2025 | 63 |
| Q2 2025 | 68 |
| Q3 2025 | 73 |
| Q4 2025 | 76 |
| Q1 2026 | 66 |
| Q2 2026 | 62 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.84% |
| Q3 2024 | 10.14% |
| Q4 2024 | 9.73% |
| Q1 2025 | 9.27% |
| Q2 2025 | 8.82% |
| Q3 2025 | 9.62% |
| Q4 2025 | 9.97% |
| Q1 2026 | 9.20% |
| Q2 2026 | 8.33% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.77% |
| Q3 2024 | 2.06% |
| Q4 2024 | 1.95% |
| Q1 2025 | 1.90% |
| Q2 2025 | 1.03% |
| Q3 2025 | 0.89% |
| Q4 2025 | 0.82% |
| Q1 2026 | 0.71% |
| Q2 2026 | 0.72% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.05% |
| Q3 2024 | 1.18% |
| Q4 2024 | 1.13% |
| Q1 2025 | 1.97% |
| Q2 2025 | 1.73% |
| Q3 2025 | 1.93% |
| Q4 2025 | 2.00% |
| Q1 2026 | 0.94% |
| Q2 2026 | 0.82% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 62 | $382.2M | 8.33% | 0.72% | 0.82% | 48.8% |
| Q1 2026 | 66 | $383.7M | 9.20% | 0.71% | 0.94% | 49.3% |
| Q4 2025 | 76 | $377.2M | 9.97% | 0.82% | 2.00% | 49.6% |
| Q3 2025 | 73 | $361.8M | 9.62% | 0.89% | 1.93% | 51.5% |
| Q2 2025 | 68 | $366.2M | 8.82% | 1.03% | 1.73% | 49.6% |
| Q1 2025 | 63 | $371.4M | 9.27% | 1.90% | 1.97% | 48.7% |
| Q4 2024 | 57 | $359.6M | 9.73% | 1.95% | 1.13% | 50.1% |
| Q3 2024 | 58 | $353.5M | 10.14% | 2.06% | 1.18% | 55.7% |
| Q2 2024 | 58 | $351.1M | 9.84% | 1.77% | 1.05% | 53.2% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Guaranty State Bank and Trust CompanyBank Beloit, KS | 72 out of 100, Strong | $381.4M | 11.6% | 0.60% | vs |
| ESB FinancialBank Emporia, KS | 59 out of 100, Moderate | $381.3M | 9.1% | 1.58% | vs |
| Bank of HaysBank Hays, KS | 75 out of 100, Strong | $379.2M | 10.0% | 0.47% | vs |
| Community First National BankBank Manhattan, KS | 77 out of 100, Strong | $374.7M | 10.9% | 0.20% | vs |
| Golden Belt Bank, FSABank Hays, KS | 68 out of 100, Moderate | $373.5M | 10.1% | 0.41% | vs |
| The Farmers State Bank of Oakley, KansasBank Oakley, KS | 76 out of 100, Strong | $396.1M | 11.6% | 0.01% | vs |
Deposit insurance
Is my money safe at Commercial Bank?
Yes. Commercial Bank is an FDIC-insured institution (FDIC certificate #11777). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 26.2% of deposits ($92.8M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.33%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 17.45% (benchmark: 10%).
8 locations
Branches
Commercial Bank lists 6 offices in 6 cities. Most locations:
- Chanute, KS (1)
- Coffeyville, KS (1)
- Erie, KS (1)
- Independence, KS (1)
- Oswego, KS (1)
- Parsons, KS (1)
Identity & history
Profile
- Legal name
- Commercial Bank
- Former names
- Parsons Commercial Bank
- Type
- State-chartered bank
- FDIC certificate #
- 11777
- RSSD ID
- 296559
- Primary regulator
- FDIC
- Established
- May 30, 1874
- Headquarters
- 1901 Main St, Parsons, KS 67357
- Website
- commercialbank.net
- Employees
- 68
Quick answers
Commercial Bank: common questions
Is Commercial Bank FDIC insured?
Yes. Commercial Bank is an FDIC-insured institution (FDIC certificate #11777). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Commercial Bank's TellerScore?
62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Commercial Bank ever failed?
There is no failure record for FDIC certificate #11777 in the FDIC failed bank list.
How many branches does Commercial Bank have?
8 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Parsons
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Peoples State BankBank Cherryvale, KS | 89 out of 100, Very strong | $23.5M | 19.8% | 0.33% | vs |
| Exchange State BankBank Saint Paul, KS | 84 out of 100, Strong | $105.0M | 11.6% | 0.00% | vs |
| Kansas Teachers Community Credit UnionCredit union Pittsburg, KS | 83 out of 100, Strong | $125.3M | 15.3% | 1.24% | vs |
| Co-Operative Credit UnionCredit union Coffeyville, KS | 77 out of 100, Strong | $21.2M | 13.6% | 1.31% | vs |
| Peoples Choice Credit UnionCredit union Coffeyville, KS | 75 out of 100, Strong | $6.7M | 26.3% | 1.59% | vs |
| Bank of CommerceBank Chanute, KS | 74 out of 100, Strong | $497.5M | 9.2% | 0.05% | vs |