Side-by-side · Q2 2026 data
Commercial Bank vs Generations Bank
Metric by metric
| Measure | Commercial Bank | Generations Bank |
|---|---|---|
| TellerScore | 56 (stronger) | 54 |
| Capital cushion | 100 (stronger) | 56 |
| Loan quality | 0 | 37 (stronger) |
| Earnings | 62 (stronger) | 52 |
| Funding & liquidity | 42 | 68 (stronger) |
| Problem-loan coverage | 71 | 75 (stronger) |
| Peer percentile | 15th | 13th |
| Total assets | $56.5M | $58.3M |
| Deposits / shares | $47.0M | $46.8M |
| Capital ratio | 15.24% (stronger) | 10.58% |
| Problem loans | 3.06% | 1.90% (stronger) |
| Net charge-offs | 0.25% | 0.00% (stronger) |
| Return on assets | 1.05% (stronger) | 0.81% |
| Loans ÷ deposits | 82.1% (stronger) | 92.7% |
| Uninsured deposits | 47.3% | 10.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Commercial Bank has the higher TellerScore (56 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank leads on 4 and Generations Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.