Generations Bank is a state-chartered bank headquartered in Exeter, Nebraska, in business for about 92 years. At the end of Q2 2026 it reported $58.3M in total assets and $46.8M in deposits, with 1 office.
Based on its Q2 2026 filing, Generations Bank scores 54/100, which we describe as below average. That is higher than only 13% of 546 banks with under $100 million in assets. Among 139 banks headquartered in Nebraska, it ranks 131st. Its strongest component is problem-loan coverage (75/100; 12.3%), and its lowest is loan quality (37/100; 1.90%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 18 points (72 → 54), mostly because the loan quality component weakened by 57 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 54 |
| Q3 2024 | 53 |
| Q4 2024 | 67 |
| Q1 2025 | 64 |
| Q2 2025 | 72 |
| Q3 2025 | 58 |
| Q4 2025 | 61 |
| Q1 2026 | 52 |
| Q2 2026 | 54 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.26% |
| Q3 2024 | 9.18% |
| Q4 2024 | 9.00% |
| Q1 2025 | 9.02% |
| Q2 2025 | 10.89% |
| Q3 2025 | 10.79% |
| Q4 2025 | 9.95% |
| Q1 2026 | 10.18% |
| Q2 2026 | 10.58% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.75% |
| Q3 2024 | 1.62% |
| Q4 2024 | 0.07% |
| Q1 2025 | 0.36% |
| Q2 2025 | 0.18% |
| Q3 2025 | 1.58% |
| Q4 2025 | 0.98% |
| Q1 2026 | 1.85% |
| Q2 2026 | 1.90% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.95% |
| Q3 2024 | 0.88% |
| Q4 2024 | 0.70% |
| Q1 2025 | 0.55% |
| Q2 2025 | 0.77% |
| Q3 2025 | 0.89% |
| Q4 2025 | 0.86% |
| Q1 2026 | 0.66% |
| Q2 2026 | 0.81% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 54 | $58.3M | 10.58% | 1.90% | 0.81% | 92.7% |
| Q1 2026 | 52 | $59.5M | 10.18% | 1.85% | 0.66% | 92.5% |
| Q4 2025 | 61 | $62.2M | 9.95% | 0.98% | 0.86% | 95.8% |
| Q3 2025 | 58 | $58.1M | 10.79% | 1.58% | 0.89% | 94.9% |
| Q2 2025 | 72 | $54.6M | 10.89% | 0.18% | 0.77% | 85.1% |
| Q1 2025 | 64 | $53.9M | 9.02% | 0.36% | 0.55% | 81.1% |
| Q4 2024 | 67 | $56.3M | 9.00% | 0.07% | 0.70% | 86.3% |
| Q3 2024 | 53 | $53.6M | 9.18% | 1.62% | 0.88% | 90.8% |
| Q2 2024 | 54 | $51.9M | 9.26% | 1.75% | 0.95% | 84.4% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of ClarksBank Clarks, NE | 37 out of 100, Low | $58.5M | 9.8% | 3.20% | vs |
| Commercial BankBank Nelson, NE | 56 out of 100, Moderate | $56.5M | 15.2% | 3.06% | vs |
| State Bank of ScotiaBank Scotia, NE | 59 out of 100, Moderate | $61.0M | 19.9% | 7.84% | vs |
| Sidney Federal Savings and Loan AssociationBank Sidney, NE | 73 out of 100, Strong | $55.6M | 14.2% | 2.00% | vs |
| Cedar Security BankBank Fordyce, NE | 87 out of 100, Very strong | $62.1M | 18.0% | 0.96% | vs |
| Tecumseh Federal BankBank Tecumseh, NE | 83 out of 100, Strong | $53.1M | 21.3% | 0.17% | vs |
Deposit insurance
Is my money safe at Generations Bank?
Yes. Generations Bank is an FDIC-insured institution (FDIC certificate #14096). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 10.7% of deposits ($5.0M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.58%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Generations Bank lists 1 office in 1 city. Most locations:
- Exeter, NE (1)
Identity & history
Profile
- Legal name
- Generations Bank
- Former names
- First National Bank in Exeter
- Type
- State-chartered bank
- FDIC certificate #
- 14096
- RSSD ID
- 1016558
- Primary regulator
- FDIC
- Holding company
- Glaass Financial Llc
- Established
- January 1, 1934
- Headquarters
- 139 S Exeter Ave, Exeter, NE 68351
- Website
- generations.bank
- Employees
- 10
Quick answers
Generations Bank: common questions
Is Generations Bank FDIC insured?
Yes. Generations Bank is an FDIC-insured institution (FDIC certificate #14096). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Generations Bank's TellerScore?
54 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Generations Bank ever failed?
There is no failure record for FDIC certificate #14096 in the FDIC failed bank list.
How many branches does Generations Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Exeter
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| York State BankBank York, NE | 90 out of 100, Very strong | $200.2M | 13.9% | 0.20% | vs |
| Cattle Bank and TrustBank Seward, NE | 87 out of 100, Very strong | $421.9M | 12.9% | 0.08% | vs |
| Heartland BankBank Geneva, NE | 80 out of 100, Strong | $911.1M | 10.3% | 0.13% | vs |
| Farmers and Merchants BankBank Milligan, NE | 78 out of 100, Strong | $215.4M | 11.1% | 0.19% | vs |
| Farmers and Merchants BankBank Milford, NE | 78 out of 100, Strong | $1.1B | 10.6% | 0.00% | vs |
| Jones BankBank Seward, NE | 77 out of 100, Strong | $441.2M | 11.2% | 0.39% | vs |