Side-by-side · Q2 2026 data
Commercial Bank vs Consumers Professional Credit Union
Metric by metric
| Measure | Commercial Bank | Consumers Professional Credit Union |
|---|---|---|
| TellerScore | 75 | 81 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 87 (stronger) | 57 |
| Earnings | 71 (stronger) | 62 |
| Funding & liquidity | 76 | 100 (stronger) |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 61st | 80th |
| Total assets | $552.7M | $149.7M |
| Deposits / shares | $475.2M | $125.5M |
| Capital ratio | 10.89% | 16.80% (stronger) |
| Problem loans | 0.39% (stronger) | 1.28% |
| Net charge-offs | 0.01% (stronger) | 0.38% |
| Return on assets | 1.28% (stronger) | 1.05% |
| Loans ÷ deposits | 76.5% | 48.1% (stronger) |
| Uninsured deposits | 22.0% | 10.3% (stronger) |
| Offices | 10 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 43.2% | 4.0% |
Consumers Professional Credit Union has the higher TellerScore (81 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank leads on 3 and Consumers Professional Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.