Side-by-side · Q2 2026 data
Commercial Bank vs Eaton Community Bank
Metric by metric
| Measure | Commercial Bank | Eaton Community Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 71 |
| Capital cushion | 59 | 79 (stronger) |
| Loan quality | 87 (stronger) | 59 |
| Earnings | 71 (stronger) | 53 |
| Funding & liquidity | 76 | 87 (stronger) |
| Problem-loan coverage | 95 (stronger) | 88 |
| Peer percentile | 61st | 47th |
| Total assets | $552.7M | $543.5M |
| Deposits / shares | $475.2M | $459.0M |
| Capital ratio | 10.89% | 12.89% (stronger) |
| Problem loans | 0.39% (stronger) | 1.23% |
| Net charge-offs | 0.01% (stronger) | 1.05% |
| Return on assets | 1.28% (stronger) | 0.81% |
| Loans ÷ deposits | 76.5% | 73.6% (stronger) |
| Uninsured deposits | 22.0% | 13.2% (stronger) |
| Offices | 10 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 43.2% | 16.6% |
Commercial Bank has the higher TellerScore (75 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank leads on 4 and Eaton Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.