Side-by-side · Q2 2026 data
Commercial Bank vs Hearthside Bank Corporation
Metric by metric
| Measure | Commercial Bank | Hearthside Bank Corporation |
|---|---|---|
| TellerScore | 77 (stronger) | 68 |
| Capital cushion | 66 (stronger) | 51 |
| Loan quality | 88 | 89 (stronger) |
| Earnings | 93 (stronger) | 54 |
| Funding & liquidity | 49 | 65 (stronger) |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 83rd | 37th |
| Total assets | $2.4B | $608.9M |
| Deposits / shares | $1.9B | $547.9M |
| Capital ratio | 11.58% (stronger) | 10.07% |
| Problem loans | 0.35% | 0.32% (stronger) |
| Net charge-offs | -0.01% | -0.01% (stronger) |
| Return on assets | 1.82% (stronger) | 0.85% |
| Loans ÷ deposits | 100.2% | 82.4% (stronger) |
| Uninsured deposits | 24.9% (stronger) | 26.5% |
| Offices | 34 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | 11.7% |
Commercial Bank has the higher TellerScore (77 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank leads on 4 and Hearthside Bank Corporation on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Knoxville, TN
- Harlan, KY
- Harrogate, TN
- New Tazewell, TN
- Middlesboro, KY
- Pineville, KY