Side-by-side · Q2 2026 data
Commercial Bank vs Lawrence Bank
Metric by metric
| Measure | Commercial Bank | Lawrence Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 69 |
| Capital cushion | 66 (stronger) | 48 |
| Loan quality | 88 | 94 (stronger) |
| Earnings | 93 (stronger) | 62 |
| Funding & liquidity | 49 | 63 (stronger) |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 83rd | 53rd |
| Total assets | $2.4B | $3.0B |
| Deposits / shares | $1.9B | $2.6B |
| Capital ratio | 11.58% (stronger) | 9.78% |
| Problem loans | 0.35% | 0.17% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.12% |
| Return on assets | 1.82% (stronger) | 1.04% |
| Loans ÷ deposits | 100.2% | 85.6% (stronger) |
| Uninsured deposits | 24.9% (stronger) | 25.9% |
| Offices | 34 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | 11.8% |
Commercial Bank has the higher TellerScore (77 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank leads on 5 and Lawrence Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.