Side-by-side · Q2 2026 data
Commercial Bank vs Newport Federal Bank
Metric by metric
| Measure | Commercial Bank | Newport Federal Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 68 |
| Capital cushion | 66 (stronger) | 54 |
| Loan quality | 88 (stronger) | 77 |
| Earnings | 93 (stronger) | 53 |
| Funding & liquidity | 49 | 86 (stronger) |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 83rd | 37th |
| Total assets | $2.4B | $276.8M |
| Deposits / shares | $1.9B | $250.5M |
| Capital ratio | 11.58% (stronger) | 10.42% |
| Problem loans | 0.35% (stronger) | 0.69% |
| Net charge-offs | -0.01% (stronger) | -0.00% |
| Return on assets | 1.82% (stronger) | 0.83% |
| Loans ÷ deposits | 100.2% | 52.1% (stronger) |
| Uninsured deposits | 24.9% (stronger) | 27.7% |
| Offices | 34 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | — |
Commercial Bank has the higher TellerScore (77 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank leads on 6 and Newport Federal Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.